10 Best Mobile Payment Apps to Try in 2025

• Use the scanner, address bar, or saved contacts to make payments
  
• Keep track of transactions using its in-app passbook
  
• Secure details of your payments using fingerprints or a passcode
  
• Chat with other Google Pay users from the app itself

Google Pay stands among the top payments apps and was rolled out in India, Singapore and the USA. Google has made an announcement recently that the U.S. version of the Google Pay app will no longer be available for use starting June 4, 2024. But it will continue its operations in India and Singapore.

This popular payment app has been downloaded over 1 billion times just from the Google Play App Store. This app has a simple user interface where you can connect all your bank accounts. Using its scanner or in-built address book, Google Pay also makes it faster and easier to pay and receive payments from other users.

This app offers occasional discounts and coupons to help Google Pay users save money on purchases and transactions.

Unlike other fintech apps, Google Pay facilitates safe payments at physical stores, online shops, and between individuals. You just need to enter all your card details or banking information and wait for the app to do its job. The advanced technology also ensures a smooth transfer of funds across different continents. You can even book direct train tickets from Google Pay in India.

Google Pay integrates well with other Google services as well. This integration allows users to manage all their payments and transfers from the app easily. Google prioritizes user safety by offering advanced encryption that protects against fraud and other malpractices.

Google Pay provides the best blend of straightforward functioning, security features, and seamless integration with all the other Google products. One of the top mobile payment apps is thus best suited to streamline all your financial transactions.

• Peer-to-peer payments
  
• Automated payment reminders
  
• Easy-to-use user interface
  
• Ability to send or receive payments using debit cards or bank accounts

Venmo is a popular bill splitting app used by many people around the world. With features like peer-to-peer payments, automated payment reminders, and an easy-to-use user interface, Venmo makes it simple to quickly split bills between friends and family.

Alongside, the app allows users to send or receive payments using their debit cards or bank accounts which makes it a great choice for small groups. It is one of the split bill calculator apps. Venmo allows users to send money securely to their friends and family, only if they live in the United States. Users are allowed to connect their bank accounts in order to maintain the balance of their Venmo account. Once you have added the balance, you can easily receive or transfer funds through the app.

Venmo offers free services to a million of users globally. It is considered the best money splitting app because it primarily manages a virtual ledger that represents all the transactions of your funds through the Venmo account. This makes it easier for users to manage all their expenses and transactions in one place. So, if you are looking for an app to split bills and transfer money through a single platform, Venmo is the best-suited option for you.

• The payment app supports offline payments, Patented Magnetic Secure Transmission (MST), and Near Field Communication (NFC) to make contactless mobile payments
• Samsung Pay works with compatible Point of Sale (POS) terminals, where cards can be swiped or tapped
• Registered payment using fingerprint or PIN
• As one of the leading mobile payment apps, Samsung Pay uses leading edge tokenization and authentication methods to secure user information

Samsung Pay is a secure and easy-to-use mobile payment app. The users can add their credit cards & debit cards to their Samsung Galaxy smartphones. Amongst the prominent mobile wallet apps, Samsung Pay India also supports Paytm Wallet for wallet payment methods (Scan QR Code, Show QR Code, and Sending Money using phone number) and bank transfers through the Unified Payment Interface (UPI).

The best part about this payment app is that it is accepted at various places and thus, the users never face the trouble of payments anywhere. With advanced protective features and local deals, the mobile payment app is great to use. The users can also buy exclusive gift cards and share them with their friends and family.

• Pay or get paid online
• Send and request money
• Get instant notifications
• Check balance
• Trusted and secure payments

PayPal is a simple and secure payment app that can be considered the pioneer of the digital payment industry. Serving as an industry standard for almost a decade, it has stated how and what should be the performance standard of payment apps operating on an international level. Founded by the visionary, pioneer, and thinker Elon Musk, this best business phone app is used worldwide for the majority of businesses and industries.

• Zelle, as a major mobile payment app, has partnered with leading banks and credit unions across the USA
• The payment app provides its users a fast, safe and easy way to send money to friends and family
• Money moves quickly within the payment app as it enables direct bank account to bank account transfers
• The payment app is mostly a part of the users’ mobile banking apps or online banking platforms
• The recipient’s email address or U.S. mobile number is only required to set transactions easily and safely
• Zelle does not charge any fees

Zelle is another famous payment app option to transfer money on the go. To do this, you need to have an account in any of the participating banks in the USA. Zelle offers same-day transfers to anyone else with an account at a participating bank.

To use the services of one of the most famous mobile payment apps, you don’t need to download Zelle explicitly. Though the online payment app is available to download for free on the app stores, the users are required to create a primary account with the platform partner banks to make the payment app work.

• Uses PayPal’s tech to monitor transactions 24/7
  
• Supports over 150 markets
  
• Connect and transact between 350,000 recognized banks
  
• Supports integrating PayPal as well for payments

Xoom is a payment app that you can also use to pay utility bills and clear your dues. The app comes with an in-built passbook useful for keeping your transactions on track. You can use this one of the top fintech mobile apps to make transactions in plenty of markets around the world.

To name a few examples, Belarus, Belgium, Canada, Chile, Kuwait, Honduras, UAE, UK, Malaysia, etc. It offers a fast and reliable way to send money, pay bills, and reload mobile phones across a wide range of countries. Xoom's main appeal lies in its ability to facilitate international money transfers effortlessly. It makes it an essential tool for those with family or financial commitments abroad.

Another significant aspect of Xoom is its speed. In many cases, money transfers are completed within minutes, a critical factor for users who need to send money urgently. The app also allows for bill payments internationally. It is particularly useful for expatriates or those supporting family members overseas.

Xoom stands out in the digital remittance market for its ease of use, quick service, flexible delivery options, and trustworthiness imparted by its association with PayPal.

• Supports transactions in 170 countries
  
• You can store your account balances of 50+ currencies
  
• Convert your money from one currency to another instantly
  
• The automated currency conversion lets you pay in the local currency

The Wise app supports over 40 currencies and comes with an app lock. You can use Wise to send money to 70+ different countries and spend money in 170+ countries as well. Additionally, the payment app also supports withdrawing money using Wise in over 170 countries making it the perfect payment app for international travel.

The best thing about Wise is that it supports multiple countries and lets you manage your account balance in different currencies. In terms of speed, Wise transfers are often faster than traditional bank transfers, with many transactions being processed instantly or within the same day. 
The app's user-friendly interface makes setting up and tracking transfers simple. It provides users with a convenient and efficient way to manage international payments. Wise is regulated by financial authorities in multiple countries, ensuring a high standard of safety and compliance.

Wise stands out in the financial technology space for its transparent fees, real exchange rates, multi-currency functionality, and user-friendly experience. It makes it a preferred choice for cost-effective and efficient international money management.

• The payment app enables its users to send and receive money at no cost
• The users get a completely free virtual Visa debit card in minutes
• The payment app allows its users to invest in their favorite stocks, with commission-freeas little as $1
• The sign-up process is simple and fast
• Receive, request, and send money to friends and family instantly
• Cash App is the easiest way to buy, sell, deposit, and withdraw Bitcoin

Cash App is one of the best apps for sending money as it enables the users to send, spend, save, and invest their money in the safest and fastest manner. The inherently free online payment app protects user records, including payments made and investments done with a passcode, TouchID, or FaceID. The users can easily halt their spendings on the ‘Cash’ payment app with one tap if they misplace it. An account with the Cash App helps users in routing numbers to receive deposits up to two days earlier than in standard banks.

• Use the Vanish mode
• Variable privacy setting
• Custom reaction in reply
• Chat in groups
• Send emojis, gifs, videos, and customizable content

Using a standalone Android application is far better than relying on Facebook’s messenger app. So why not go for the best? The messenger app for Chromebook is an instant solution to all such worries. And, why would you keep your Facebook tab open all day when an application could do it all for you? With Messenger, users’ experience surely increases to make the app browsing experience much more delightful. One thing that users need to note down is disabling “chat heads” as they don’t work consistently on all the Chromebooks.