Best International Money Transfer Apps for Global Payments in 2026!

• Supports transactions in 170 countries
  
• You can store your account balances of 50+ currencies
  
• Convert your money from one currency to another instantly
  
• The automated currency conversion lets you pay in the local currency

The Wise app supports over 40 currencies and comes with an app lock. You can use Wise to send money to 70+ different countries and spend money in 170+ countries as well. Additionally, the payment app also supports withdrawing money using Wise in over 170 countries making it the perfect payment app for international travel.

The best thing about Wise is that it supports multiple countries and lets you manage your account balance in different currencies. In terms of speed, Wise transfers are often faster than traditional bank transfers, with many transactions being processed instantly or within the same day. 
The app's user-friendly interface makes setting up and tracking transfers simple. It provides users with a convenient and efficient way to manage international payments. Wise is regulated by financial authorities in multiple countries, ensuring a high standard of safety and compliance.

Wise stands out in the financial technology space for its transparent fees, real exchange rates, multi-currency functionality, and user-friendly experience. It makes it a preferred choice for cost-effective and efficient international money management.

• Explore commission-free investments
  
• Keep your money tracked along with all expenses
  
• Free or unfreeze cards from the app itself
  
• Makes it easier to earn cashback and rewards

Next on this list is Revolut, one of the leading money management apps designed to make budgeting easier than ever. On Revolut, you can do more than just budgeting, like exchanging currencies, sending money locally or internationally, freezing/unfreezing cards, managing finances and more.

To put it in short, Revolut gives you the best control over your finances. Revolut stands  among the best international money transfer apps and offers transparency and extreme customization which makes it easy to trade better.

Revolut is known to be the best player in the fintech app market, revolutionizing banking and financial services globally. With its advanced banking features, this app has carved a niche and has topped the charts as the top banking app for corporate houses and individuals. Unlike many other apps, Revolut supports a multi-currency feature that includes over 30 different currencies.

For users seeking additional services along with international transfers, Revolut offers a paid version as well. So, if you wish to store, purchase, or trade all your cryptocurrencies along with an all-encompassing digital banking experience, the Revolut app is the perfect choice for you.

• Low or no fees transfer to some countries
  
• Delivers money to recipients within minutes
  
• Affordable promotional rates for first-time users
  
• Offers resoundingly positive experience for users
  
• Receive money through a mobile app, bank account, cash pickup, or home delivery

Remitly is an online money transfer app that operates in Canada, UK, and the United States. The app offers a global reach and is beneficial for users who regularly send money to friends and family in other countries. The app offers two different ways of receiving money through a mobile app or through home delivery.

It is the best money transfer app for users who want cheap and inexpensive alternatives for sending money abroad. Remitly is considered among the best apps to receive money through a quicker, easier, and less expensive platform.

• Transfer is available in more than 190 countries
  
• Money is delivered directly to the bank account
  
• Charges no additional fee for transferring money
  
• Transfers money without any caps and restrictions
  
• A well-developed mobile application with all the features

OFX is an international money transfer app that offers global reach, enabling users to transfer funds internationally to over 190 countries. It places no limits on how much money is transferred and is thus a leading choice for many users. OFX is a suitable option for people who want affordable bank-to-bank transfers and are not concerned about speed.

OFX is an online-only portal for transferring and depositing money directly to the bank account. Unlike some of the best payment apps, money cannot be delivered home or picked up from a retail store. It sends money to more than 190 countries in over 55 different countries. If you are looking to transfer money without any restrictions and cap on the amount, OFX is the best international money transfer app for you.

• Offers card payments for quick and easy transfer
  
• Enables you to view international exchange rates
  
• Pay bills and loans easily through mobile application
  
• Saves receiver’s details to allow quick repeat transactions
  
• Money transferred to the mobile wallet, bank account, or cash pickup

Western Union is among the most popular money transfer apps that allow its customers to transfer money, check current exchange rates, view past transactions, and do a lot more through an integrated mobile application. This app is the best digital innovation that offers safe and secure financial services for all its users.

Western Union is the largest cash app international that lets you send money to the recipients’ mobile app or directly to the Western Union branch location. Users can choose from multiple options for sending and receiving money. You can transfer money directly to the bank accounts, in cash, or deliver it directly.

• Offers fast transfer times at low rates
  
• Secured and regulated by CBI, ASIC, MAS, and FCA
  
• Clean, easy-to-understand web and application interface
  
• No minimum transfers overseas, and maximum limit is high
  
• Flexibility to wait and avail of the best exchange rates in the market

CurrencyFair is among the top online marketplace apps for currency exchange or transfers. With its robust security features, it is one of the best international money transfer apps, which is firmly recommended for bank transfers worldwide. The app offers online cross-border payments and foreign currency exchange services to many customers globally. Users can expect same-day transfers to over 150 countries in more than 22 currencies.

This money transfer app offers two different options for trading. You can either exchange your currencies immediately or fix an exchange rate as you like. It is definitely one of the most secure apps to send money internationally at a competitive transfer rate.

• Offers a dedicated account manager for assistance
  
• Offers competitive transfer rates for large sums of money
  
• Supportive features for both individuals and large enterprises
  
• No additional transfer fee is charged, regardless of the amount
  
• Excellent customer support services available through phone and e-mail

TorFX is an international money transfer app and service that enables both individuals and businesses to make overseas transfers, payments, and exchange currencies. It is the most trusted and reliable instant bank transfer app that can be used to send large amounts of money to UK, US, and Australia.

TorFX supports over 40 global currencies, including some of the major ones like USD, EUR, AUD, and more. With a set of robust security features, this international payment app keeps all your information, details, and money safe.

• Offers access to a dedicated account manager
  
• Specialized features in many locales and countries
  
• Competitive exchange rates on large sums of money
  
• Award-winning services for simple and east bank transfers
  
• Integrated and comprehensive platform with many services

Currencies Direct is a UK-based international money transfer app and currency exchange service provider for individuals, business enterprises, and online sellers. Unlike other money-sending apps and services, Currencies Direct offers unique and tailored solutions to match individual preferences and money needs.

With a huge selection of currency exchange and money transfer services, Currencies Direct is among the top international mobile money transfer apps available in the market today. The app offers competitive exchange rates and security features that make it a preferred choice for many users globally.

• Low and competitive exchange rates
  
• Offers a network of over 100 receiving countries
  
• Best services in card payments around the world
  
• Total transparency and security are guaranteed by the app
  
• Affordable transfer fee without any hidden costs and charges

Paysend is an international money transfer app that lets you transfer money to 150 different countries. The app is dedicated to simplifying the process of international transfer by offering fast and low-cost solutions for the same. It offers a secure and safe platform for card payments and bank transfers across the globe.

Paysend connects around 12 billion card users globally, offering them a convenient and accessible way to transfer money across borders. With a faster and more straightforward money-transferring system, Paysend has successfully acquired over 4 million users worldwide and continues to expand.

• Quick application process
  
• Monitor and regulate your overseas transactions
  
• No fees on non-sterling transactions in 180 countries
  
• Offers three different subscription plans to choose from
  
• No hidden fee or additional charges on international transactions

Currensea is an innovative fintech company that offers debit card services internationally. The app was developed to make travel abroad easier by offering the best exchange rates and eliminating any sort of additional transactional fees and charges.

It is a one of its kind travel money card that links directly to your bank accounts. This app saves you from the hassle of prepaying for a separate travel card or having your money locked up in prepaid cards. It offers the lowest exchange rates without any additional charges and is thus a preferred option for many users.