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12 Best Bill Splitting Apps in 2023

In this blog, we are listing down some of the best bill splitting apps for your Android and iOS smartphones. You can use these apps to keep track of all expenses and split them accurately in your groups.
Last Updated on :
October 20, 2023
bill splitting apps

A bill splitting app is a perfect solution for anyone who is tired of dealing with the hassle and stress involved in dividing up payments between multiple people. Whether you're sharing a restaurant bill, splitting rent between roommates, or organizing a group outing, these bill-splitting fintech apps make it easy to handle payments quickly and securely.

With features like automated calculation of individual totals, detailed breakdowns of shared expenses, and convenient payment options, bill splitting apps are the perfect way to get everyone in the group on board with paying their share.

So say goodbye to awkward conversations about money and let these apps do all the work. In this blog, we'll explore the world of the best bill splitting apps and show you why they should become an essential part of your financial life. Read on to find out more!

Our Top Picks

Selecting the best bill splitting app is no easy task, but with the right information, you can find the perfect app to split bills for your needs. There are dozens of bill split available on the market, so it's important to understand what features and functions each split bill app has before making a decision.

Top bill splitting apps for Android and iOS users in 2023

We've put together some recommendations to help you narrow down your choices and choose the best split payment apps for you. You can find all the details and downloadable links for each expense sharing app below.

Let's start and help you find a suitable app for splitting bills.

1.

Splitwise

Apple 4.1
android 4.2

Splitwise is a great option for anyone looking for an easy way to keep track of shared expenses. It works great for both small and large groups, with features like automated payment reminders, payment tracking, and a clean user interface that make it simple to use.

Plus, Splitwise lets you sync your data across multiple devices so you can access your account easily. This free cost splitting app is designed to ensure that anyone who pays the bill is reimbursed the entire amount with the minimum transactions possible. It is a smart split payment app that also allows users to send notification reminders to their friends who owe them money.

Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and bills on the app, allowing users to revisit their spending, anytime they wish to. Download Splitwise now, and simplify all your transactions.

Notable Features of the Splitwise split bill app:

  • Automated payment reminders
  • Payment tracking
  • Ability to sync data across multiple devices
  • Easy-to-use user interface
Download the top bill split calculator app:
2.

Venmo

Apple 4.9
android 4.2

Venmo is a popular bill splitting app used by many people around the world. With features like peer-to-peer payments, automated payment reminders, and an easy-to-use user interface, Venmo makes it simple to quickly split bills between friends and family.

Alongside, the app allows users to send or receive payments using their debit cards or bank accounts which makes it a great choice for small groups. It is one of the split bill calculator apps. Venmo allows users to send money securely to their friends and family, only if they live in the United States. Users are allowed to connect their bank accounts in order to maintain the balance of their Venmo account. Once you have added the balance, you can easily receive or transfer funds through the app.

Venmo offers free services to a million of users globally. It is considered the best app to split bills because it primarily manages a virtual ledger that represents all the transactions of your funds through the Venmo account. This makes it easier for users to manage all their expenses and transactions in one place. So, if you are looking for an app to split bills and transfer money through a single platform, Venmo is the best-suited option for you.

Notable Features of Venmo, the best bill management app:

  • Peer-to-peer payments
  • Automated payment reminders
  • Easy-to-use user interface
  • Ability to send or receive payments using debit cards or bank accounts
Download the best split expenses app:
3.

Settle Up

Apple 4.8
android 4.8

Settle Up is a great option for anyone who wants an easy way to split bills. With features like peer-to-peer payments, automated payment reminders, and detailed accounts of transactions, the Settle Up app makes it simple to quickly transfer money between people. It is the best app for splitting bills that allows you to pay directly through PayPal or settle the bill via cash and bank transfers.

Plus, the app allows users to send or receive payments using their debit cards or bank account which makes it a great choice for small groups. Whether you are looking to split the bill among your flatmates or fellow travelers, it is the best split costs app for all purposes. Users can easily create a group and split the bill through the app’s intuitive dashboard. Despite its exceptional features, many users are reluctant to use the Settle Up app as it lacks security.

As anyone in the group has the freedom to edit the bill, this app is only suitable for a group of friends who are looking for a quick and easy way to equally divide the bill. With a user-friendly interface and a stylish app design, Settle Up is among the most popular apps for splitting bills.

Notable Features of the Settle Up payment splitting app:

  • Peer-to-peer payments
  • Automated payment reminders
  • Detailed accounts of transactions
  • Ability to send and receive payments using debit cards or bank accounts
Download this one of the leading group payment apps:
4.

Tab

Apple 4.4
android 3.8

Tab makes it easy to split bills with the help of its intuitive user interface and automated payment reminders. It is a great app for anyone who wants an efficient way to keep track of shared expenses in real-time. It is a bill split calculator that also allows users to easily pay their share via debit cards or bank accounts with just a few clicks.

Unlike other bill splitting apps, the Tab app only exists to split meal bills among different groups of people. To get started with the app, you can sign in as a guest, without having to add any personal information on the dashboard. Users can snap a picture of the total bill and upload it on the app. The person who has paid the bill can generate a code which will allow others to ‘Join Bill’ and pay their share.

The share for each person is calculated after adding tax and tips to ensure equal division. The Tab allows users to transfer bills and pay for their shares using the Venmo app. This app can surely be trusted for accurate calculations in no time. If you choose to sign up with your details, the app allows you to save the previous bills and maintain a record of all the expenses.

Notable Features of the app to split money between friends:

  • Automated payment reminders
  • Intuitive user interface
  • Easy way to pay their share via debit cards or bank accounts
  • Bill split calculator
Download the app for splitting expenses:
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5.

Tricount

Apple 4.8
android 4.8

Tricount is a great app for groups who need to manage shared expenses. With features like multiple currencies, detailed breakdowns of each person's payment, and a user-friendly interface, Tricount makes it easy to keep track of group payments in real time.

Additionally, the app allows users to upload photos of receipts and pay their share through the app. The working of this split money app is quite simple. All that you need to do is add the total expenses on the app. Tricount will automatically calculate the share and will offer the best way to settle the balance among the group.

From couples to large groups of people, this app can help all. Tricount also makes it easier for users to directly share their accounts on the group and divide the expenses evenly. If you are looking for a bill split app that works offline as well, Tricount is an excellent option for you.

Notable Features of the Tricount app for splitting bills:

  • Multiple currencies
  • Detailed breakdowns of payments
  • Ability to upload photos of receipts
  • Easy payment options
Download one of the top apps to split bills:
6.

Splid

Apple 4.9
android 4.9

Splid is an excellent app for those who want to take their bill splitting to the next level. It is among the popular bill splitting apps that supports advanced features like location-based payment suggestions, detailed accounts of shared expenses, and a user-friendly interface, Splid app makes splitting bills easier than ever before.

It has Features like automated payment suggestions, easy setup, and an intuitive user interface. Splid is known to be the most effective bill split app which works perfectly well for roommates and large groups of people. With its simple controls, it makes for a perfect receipt splitting app that helps you stay on top of all your expenses and settle all the bills in the easiest way possible. All that you need to do is add the total expenses on the app dashboard and it will automatically generate the amount that each person owes you. 

The best part about Splid is that, unlike other bill splitting apps, it can work seamlessly well without any internet connection as well. The app does not require any signup and is thus extremely easy to use. 

Notable Features of Splid, one of the top split payment apps:

  • Location-based payment suggestions
  • Detailed tracking of expenses
  • Automated payment reminders
  • Easy setup, and user-friendly interface
Download the top split bill app:
7.

BILL Spend & Expense (Divvy)

Apple 4.8
android 4.4

BILL Spend and Expense, formerly known as Divvy is among the most secure split payment apps available for Android and iOS users. This app functions as the best-automated expense management solution for recording business transactions. It is among the best bill splitting apps for users to track all their business expenses and make smart financial decisions. 

As soon as you make a purchase, you can record it in the split bill app. The app’s ability to record transactions in real-time allows businesses to monitor their expenses and make informed decisions related to them. Apart from being the best app for splitting bills, Divvy also ensures that businesses are able to function well within their budget by limiting their unnecessary spending. 

Divvy also offers virtual cards that can be offered to facilitate in-person transactions with the employees. It is the best expense management solution that can help small and big businesses to monitor their expenditure. This is a suitable tool for startups, who are just starting with their operations and are thriving to function within a budget. 

It is the most inclusive app to split bills, monitor expenses, and automate the general accounting process of businesses. Get Divvy for your smartphones and streamline all your expense management processes. 

Notable features of the best app to split bill:

  • Totally free to use
  • Ideal for all businesses
  • Offers a virtual credit card for employees
  • Simple and effective way to monitor expenses
Download this expense sharing app:
8.

Plates by Splitwise

Apple 3.4

If you have already used Splitwise as an expense sharing app for your group, you must be aware of its free version, Plates. Plates by Splitwise is a quick, effective, and easy-to-use, cost sharing app available for all iOS users. This app is quite popular among users as it enables them to split money among a variable number of people. The Plates app offers an intuitive interface that is extremely simple to navigate.

It is the most fun and the best app for splitting bills and is extremely simple to use. All that you need to do is, record items, drag them, and put them into the different plates assigned to different individuals. This process is extremely quick and you can easily see all the updates in real-time. It makes the process of figuring out who owns what amount to whom, quick and fun with this expense sharing app.

If you wish to save time and smoothen out the process of splitting bills among a large group of people, Plates by Splitwise is the best-suited one for you. You can also stack plates if someone decides to pay together with their partners. With an accurate calculation of tax, tips, and individual shares, Plates by Splitwise is definitely worth giving a try.

Notable features of one of the best bill splitting apps:

  • Allows you to add up to 10 people
  • Easy drag-and-drop interface of the app
  • Accurately calculates the tax and tip to be paid
  • Enables you to ‘stack plates’ and share of two or more people together
Download this one of the best apps for splitting bills:
9.

Splittr

Apple 4.8
android 4.0

Splittr is a great app for anyone who wants a simple, straightforward way to manage their bills. With features like automated payment reminders, an intuitive user interface, and detailed transaction history, Splittr makes it easy to keep track of shared expenses in real-time.

Plus, the app allows users to quickly and easily pay their share via debit cards or bank accounts with just a few clicks. Splittr offers a quick way to split the food tab equally among different individuals. Whether you wish to split the vacation expenses or divide the household costs, this cost splitting app can help you with everything.

All that you need to do is add the expenses on the go, and the app will calculate the individual share. Apart from using this app for splitting bills, you can also know who has to pay next in your group. The best part about Splittr is that it supports all currencies and allows you to sync and coordinate expenses with all your friends.

Notable Features of one of the top group payment apps:

  • Automated payment reminders
  • Intuitive user interface
  • Detailed transaction history
  • Ability to pay via debit cards or bank accounts
Download the best payment splitting app:
10.

Group Xpense

Apple 4.7
android 4.8

Group Xpense is one of the best apps to split bills and a great solution for small groups who need to manage their bills quickly and easily. With features like automated payment reminders, real-time tracking of payments, and an intuitive user interface, Group Xpense makes it simple to keep track of shared expenses in real-time. Be it a picnic, a family outing, or a formal get-together with your office colleagues, this split money app will come in handy for all. 

Additionally, the app allows users to upload photos of receipts and securely pay their share with just a few clicks. It is among the best apps to split bills that enables you to calculate the total spending and divide them equally among the entire group. It offers the most effective way to calculate cost per individual and ensures that no one is burdened with all the expenses. 

It is an all-inclusive split bill app that also notifies users about ‘who paid how much’ and ‘who should pay to whom’. Group Xpense can be accessed through a mobile app or through a web browser as well. So, if you are looking to manage all your holiday expenses in the simplest way possible, Group Xpense is a great recommendation for you. 

Notable Features of the app for splitting expenses:

  • Automated payment reminders
  • Real-time tracking of payments
  • Intuitive user interface
  • Ability to upload photos of receipts and securely pay their share
Download the top split bill calculator app:
11.

Banana Split

Apple 4.6
android 3.9

Banana Split is a great solution for small groups who need to manage their bills quickly and easily. With features like automated payment reminders, real-time tracking of payments, and an intuitive user interface, Banana Split makes it simple to split bills in real time. It is the most accurate and the easiest to use splitting money app available for all Android and iOS users. This app for splitting bills offers both paid and free versions.

It is a useful group payment app. This bill splitting  app allows users to securely pay their share with just a few clicks and even upload photos of receipts for easy tracking. Banana Split cost sharing app allows users to add in all their expenses throughout the event or holiday to get a systematic division of all expenses by the end of the day. This ensures precise and correct division of the total expenses and manages all the accounts easily. 

Banana Split offers a collaborative platform for all users to create events, invite participants, view expense summaries, and manage funds and currencies in the easiest manner possible. If you wish to explore the premium features of the app, you can opt for a paid version as well.

Notable Features of the split payment app:

  • Automated payment reminders
  • Real-time tracking of payments
  • Intuitive user interface
  • Ability to upload photos of receipts and securely pay their share
Download the top split payment app:
12.

Splitser

Apple 4.9
android 4.1

Splitser is one of the best bill splitting apps that is used by many people around the world. With features like automated payment reminders, an intuitive user interface, and detailed transaction history, Splitser makes it simple to keep track of shared expenses in real time. This split payment app can work smoothly even without a stable internet connection, allowing you to track all the expenses anywhere, anytime.

Additionally, the app allows users to quickly and easily pay their share from bank accounts or debit cards with just a few clicks. Splitser is the most suitable app for splitting bills, holiday expenses, household costs, party budgets, and more. It is the best pick for small and large groups of friends, couples, students, travelers, and roommates.

To get started with Splitser, all that you need to do is log in to the account for free, create a list with your friends or join an existing one, and add all the transactions on the dashboard. Splitser makes it easy for all users to settle the list and pay whatever balance is due to the respective person in the group. Unlike other split payment apps, Splitser allows you to settle accounts directly through PayPal as well.

Notable Features of the split expenses app:

  • Automated payment reminders
  • Intuitive user interface
  • Detailed transaction history
  • Ability to pay from bank accounts or debit cards
Download the best bill management app:
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How does a bill-splitting app work?

Different bill splitting apps are based on different technologies and working models. These apps can be extremely handy for dividing the bill, but how exactly do they manage to do this? Let’s find out.

A simple breakdown of how most split payment apps work is mentioned below -

  • Users create a payment request on the app’s dashboard
  • Invite friends, families, or other individuals to join the split group with their mobile numbers or e-mail addresses
  • The app then calculates individual shares based on total expenses registered on the app
  • Each person in the group will then be notified about the same. They can easily pay their share through the app or opt for direct bank transfers
  • Once everyone is done with their payments, the split group can be closed. The money will then be reimbursed to the person who paid the bill

Why are bill splitting apps popular in 2023?

Cost sharing or splitting bills among friends, family members, or colleagues is very common. Whether you dine out or live together, splitting the bill equally helps in sharing the overall burden of expenses.

There are many bill splitting apps available for smartphone users and here’s why you should use one -

1. Eliminates the headache of calculation

Calculating individual shares and splitting the bill equally among a large group of friends can be very time-consuming. This is where the best bill splitting app can come in handy. You can simply add your expenses and the app will automatically calculate the share of every individual. 

2. Simplifies money reimbursement

The best bill splitting app can make it easy for users to reimburse their payments quickly. With the top bill splitting apps, you can easily make out who owns what to whom. You can easily invite your friends and ask them to pay their share of the bill. 

3. Functions as a digital wallet

Some bill splitting apps also offer the features of a digital wallet. This additional functionality allows users to directly pay the due amount through the app’s dashboard. Users can securely transfer money through digital channels and record the transactions as well. 

4. Customization 

A bill splitting app can function as a digital expense tracker as well. Users can record and classify their daily expenses into different categories. Additionally, a bill split app also makes it easy for users to divide the bill by percentage, by item, or through any other way that suits them. 

How did we choose the best bill splitting apps for you?

With a huge variety available online, it can become extremely difficult for users to choose the best bill split app for their use. We have listed a few parameters that helped us classify the top bill splitting apps for users. Let’s discuss them in detail -

1. Functionality

The best bill split app can be different for different individuals, based on their requirements and preferences. Some can opt for a split bill app with real-time exchange rates while others can opt for one that supports offline working. Based on the desired functionality, users can choose a suitable app to split bills from our list. 

2. Integration and compatibility 

Most bill splitting apps are designed to be compatible with both smartphones and desktops. Split payment apps which are compatible with iOS, Android, and web browsers are more popular among users. Some apps to split bills also support integration with banking apps, expense tracker apps, or third-party messaging apps. 

3. Secure payment options

The best bill splitting app is the one that offers multiple payment options for its users. Most apps allow users to pay securely using their cards or mobile wallets. 

4. Intuitive controls

Most users prefer a bill splitting app with a user-friendly interface and intuitive controls. An app designed with a simple interface is easy to navigate and use. While choosing the best app for splitting bills, you must ensure that it is effective and easy to use. 

5. Other considerations

Some other parameters that must be taken into account while choosing the best bill splitting app are - 

  • Fee charged by the platform
  • Customer support offered
  • Bill splitting options and more

Conclusion

A bill splitting app is a  great way to easily manage shared expenses between groups of people. From automated payment reminders and intuitive user interfaces to detailed transaction histories, these top apps to split bills make it simple to keep track of payments in real time. Whether you’re looking for an app to split bills between friends or a tool to manage group expenses, there are plenty of options available to choose from. 

No matter which bill splitting app you use it’s important to read its features and figure out what works best for you and your group. With the help of these cost splitting apps, you can make sure everyone gets their fair share without any confusion or stress. Additionally, just like the best bill splitting apps, you can also list your product among the leading names of your app’s category.

General FAQ

  • Is there an app that splits bills?
  • Can we split the bill on Google Pay?
  • Is the Splitwise app free?
  • What is the best alternative to Splitwise?
  • Is Splitwise worth it?
Written By
Pallavi
Pallavi Content Head at MobileAppDaily

She is an avid writer of technology and trending mobile apps. When she is not busy updating you about the tech world, she spends time reading books and playing guitar.


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