5+ Neo-Banking Apps to Help You Access All Banking Services at a Single Place

These top neo-banking apps offer a range of features to help users secure and save better. To trade, save, invest, and transact among other financial activities, any of the top neo-banking apps we are discussing can be trusted.
Last Updated on :
April 19, 2023
top neo banking apps
Neo banking apps have become viral across multiple markets including the UK, India, China, and more. If you are not familiar with how neo-banking apps work, let us explain in short. Neo-banking apps do not have any physical offices, instead, the top neo-banking apps provide features such as saving, budgeting, investing, and borrowing on a single platform.

In this blog, we will introduce you to some of the popular neo-banking apps that have dominated the segment for quite some time. The neo-banking apps list includes names that are trusted by a massive number of people already and have been observed by MobileAppDaily experts to ensure their quality and reliability.

Our Top Picks

Our neo-banking apps list includes top names like Jupiter, Razorpay, and Fi Money, along with names that are popular in several different regions. From the perspective of safety, usability, navigation, and accessibility, we find these neo-banking apps for iPhone and Android smartphones quite impressive. So, we are confident that these neo-banking platforms will be successful in impressing you as well.

Top Neo-Banking Apps for Android and iOS Users in 2023

With each neo-banking application in 2023 that you will come across in this list, you will find their introductions, features, and download links for Android and iOS platforms. So, pick any of the below-mentioned neo-banking apps and improve the quality of your financial journey.

Fi Money

Apple 4.6
android 4.5

Fi Money can be your other top answer if you are planning to use neo-banking apps. The app provides awesome features such as Zero FOREX markup, no hidden fees, 24/7 support, etc. The quality of services provided by Fi Money stands out and thus, we and millions of people around the globe love Fi Money for our financial needs.

Features of Fi Money, the top neo-banking platform:

  • Provides a Visa Platinum Debit Card
  • Includes all expenditures in a single account
  • Allows syncing other banks to the app
  • Includes smart mutual funds to invest in
Download this one of the popular neo-banking apps:


Apple 4.8
android 4.2

This one of the top neo-banking apps for iPhone and Android is designed to empower individuals and businesses as well. The app provides a range of features that could smoothen out your financial journey and help you spend and save smartly. Whether you have long-term or short-term financial goals, Instantpay is the key to achieving them.

Features of Instantpay, one of the top sources to use neo-banking apps:

  • Supports financial transactions through multiple channels
  • Comes with a QR code and digital transaction ID
  • Provides a 24x7 support staff to help you
  • Connects existing bank accounts as well if users want
Download this neo-banking app for businesses:


Apple 4.6
android 4.4

The name is super popular among the leading financial apps in the country. The app provides users freedom from maintaining a minimum balance and also from the headache of paying penalties for not maintaining the balance. There are zero forex charges too so you save quite a bit on investing and saving. Once you onboard Jupiter, the platform provides you with a metal card that works well and looks cool as well.

Features of Jupiter, one of the most popular neo-banking apps:

  • Provides a metal debit card on signing up
  • Does not require a balance to maintain
  • Comes with a no-penalty SIP plan
  • Earn a 1% reward on every purchase
Download this one of the top neo-banking apps:

Niyo Global

Apple 4.5
android 4.1

The next top name in this list of top neo-banking apps is Niyo Global. The app comes with 24x7 chat support, zero forex charges, a premium lounge experience, an international debit card, and other such facilities that will make your financial journey more comfortable than ever before. The documentation process on Niyo Global is super easy as well and hardly takes up to 5 minutes.

Features of Niyo Global, the top neo-banking application in 2023:

  • Used in 150+ countries
  • Comes with an international debit card
  • Provides up to 7% per annum interest on FDs
  • Includes 24x7 chat support for users
Download the top neo-banking platform:
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Mool Money

Apple 4.5
android 4.0

An app by one of the leading fintech developers, Townhall Technologies Private Ltd, Mool Money is quite popular among users of neo-banking apps. The platform comes with a personalized investment plan and provides up to 10% of interest rate on Flexi-Deposits. Mool Money also has 24x7 chat support for users and the app supports 10+ languages as well.

Features of Mool Money, one of the top neo-banking apps:

  • 10+ languages are supported for the UI
  • The chat support is available 24x7
  • Get personalized investment plans
  • Provides up to 10% of returns on Flexi-Deposits
Download this one of the popular neo-banking apps:

SaveIn Partner

Apple 4.8
android 4.7

The app includes a dashboard that makes it easy to review and manage all transactions. Additionally, you can review breakups of transactions and review all charges to figure out what is included in the final payments. The app is designed especially for the healthcare industry so doctors, dentists, and other healthcare professionals can streamline the financial aspects of their professions.

Features of SaveIn Partner, one of the top neo-banking apps:

  • No hidden or membership fees
  • The registration process takes hardly 5-minutes
  • Provides a dashboard to review and manage transactions
  • Check EMIs in just 60 seconds for your customers
Download this top neo-banking platform:


Apple 4.7
android 4.5

The last recommendation in this list of the top neo banking apps includes the name that has millions of downloads across the world. The one-stop destination for all your needs provides features that make transactions smoother and safer and helps you control your cards in real-time whether you want to freeze them or control your transactions.

Features of Revolut, one of the top neo-banking apps in 2023:

  • Freeze or unfreeze your cards instantly
  • Includes no hidden fees
  • Provides trading services as well
  • Comes with a range of cashback and discounts
Download this one of the top neo-banking apps:
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With Revolut as our last recommendation in this neo-banking apps list, now comes the time to wrap up this report. Our recommendations that we shortlisted above have amazing quality standards and a range of features to offer. Whether you want to make your finances safer or want to streamline your finances, you can pick any of the above-mentioned options and start your more managed financial journey.

Lastly, if you are a developer and want to list your product among these top neo-banking apps as well, you can reach out to us and submit your product. This could give your app the opportunity to get featured on MobileAppDaily.

Written By
Pallavi Content Head at MobileAppDaily

She is an avid writer of technology and trending mobile apps. When she is not busy updating you about the tech world, she spends time reading books and playing guitar.

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