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Rankings Updated : January, 2026

Fintech Software Development Companies in Punjab

Rankings Updated : January, 2026

How do we feature companies?

Top fintech software development companies in Punjab, as well as other leading fintech software development companies in India, can equip your financial business with secure, scalable digital finance solutions. Our curated list helps you navigate the market to find a fintech developer that understands more than just code; they understand money.

4 Companies

List of Fintech Software Development Agencies in Punjab

Infutrix Technologies Pvt. Ltd.

90560 85744
4.5 (1 review)
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About

Infutrix Technologies Pvt. Ltd. is a dedicated software development agency known for crafting intuitive and innovative user experiences. We take pride in transforming digital visions into reality for ambitious clients, specializing in serving businesses of all sizes active in Financial Services, Real Estate, Manufacturing industries. [View Infutrix Technologies Pvt. Ltd. profile ]

Service Line
15% Custom Software Development 20% Affiliate Marketing 15% IoT Development 15% Blockchain 15% Cybersecurity 10% Web Development 10% Mobile App Development
  • 15% Custom Software Development
Industries
20% Financial Services 20% Real Estate 20% Manufacturing 20% Education 20% Health Care, Wellness & Medical
  • 20% Financial Services
10-50
Employee Size
$5,000+
Min. Project Size
< $25 / hr
Rate Per Hour
0 Portfolios
Company Portfolios
Mohali, Punjab, India
Company Location

LuminoGuru Pvt Ltd

Top App Development Company
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About

LuminoGuru Pvt Ltd combines innovation with reliability as a software development company. We partner with businesses of all sizes to build robust, future-ready platforms that solve critical business challenges in Financial Services, Transportation, Food & Beverage. [View LuminoGuru Pvt Ltd profile ]

Service Line
5% Custom Software Development 10% Mobile App Development 5% Application Testing 5% Content Marketing 5% Pay Per Click 5% Search Engine Optimization 5% CRM Consulting And SI 5% IT Managed Services 5% IT Strategy Consulting 5% Cloud Consulting & SI 5% Application Management & Support 5% Web Design 5% Blockchain 5% Artificial Intelligence 5% IoT Development 5% E-Commerce Development 5% Web Development 5% Graphic Design 5% UX/UI Design
  • 5% Custom Software Development
Industries
10% Financial Services 10% Transportation 10% Food & Beverage 10% Real Estate 10% ECommerce 10% Hospitality & Leisure 10% Logistics & Supply Chain 10% Oil & Gas 10% Education 10% Automotive
  • 10% Financial Services
51-100
Employee Size
$10,000+
Min. Project Size
$25 - $49 / hr
Rate Per Hour
0 Portfolios
Company Portfolios
Mohali, Punjab, India
Company Location

Digital4design

Visit Website
Key Clients:
  • J.Mode
  • Big Island VIP
  • Whisper Well
  • Crafting Kenya
About

Digital4design combines innovation with reliability as a software development company. We partner with businesses of all sizes to build robust, future-ready platforms that solve critical business challenges in Consumer Products & Services, Automotive, Education. [View Digital4design profile ]

Service Line
30% Custom Software Development 20% Digital Marketing 20% UX/UI Design 15% Mobile App Development 15% E-Commerce Development
  • 30% Custom Software Development
Industries
5% Financial Services 25% Consumer Products & Services 10% Automotive 10% Education 10% Health Care, Wellness & Medical 10% Legal 10% Real Estate 10% Logistics & Supply Chain 5% Entertainment 5% Energy & Natural Resources
  • 5% Financial Services
10-50
Employee Size
Less than $5000
Min. Project Size
< $25 / hr
Rate Per Hour
0 Portfolios
Company Portfolios
Mohali, Punjab, India
Company Location

Softuvo Solutions Pvt. Ltd.

Visit Website
Key Clients:
  • VYCAB
  • The Lottery Lab
  • Opustime
  • Schooltry
  • CultureBuff
About

With a commitment to excellence, Softuvo Solutions Pvt. Ltd. operates as a software development agency focused on delivering value. Our team builds scalable, secure solutions for businesses of all sizes, with extensive experience in Information Technology, Advertising & Marketing, Consumer Products & Services. [View Softuvo Solutions Pvt. Ltd. profile ]

Service Line
20% Custom Software Development 40% Mobile App Development 20% E-Commerce Development 10% Digital Marketing 10% UX/UI Design
  • 20% Custom Software Development
Industries
5% Financial Services 30% Information Technology 20% Advertising & Marketing 10% Consumer Products & Services 10% Logistics & Supply Chain 5% Automotive 5% Entertainment 5% Education 5% Real Estate 5% Retail
  • 5% Financial Services
51-100
Employee Size
Min. Project Size
< $25 / hr
Rate Per Hour
0 Portfolios
Company Portfolios
Mohali, Punjab, India
Company Location

Frequently Asked Questions

faq-banner

How do I vet the best fintech software development companies in Punjab?

Identifying the right finance software development company in Punjab requires you to look beyond the user interface. You must demand proof of their security infrastructure.

Do not settle for a slick presentation. Ask specifically about their experience with PCI-DSS compliance and data encryption standards. A reliable fintech software development agency in Punjab should be able to explain exactly how they secure transaction logs and protect sensitive user financial data from breaches. If they cannot explain their security architecture clearly, they are a risk to your business.

Do fintech software development agencies in Punjab handle post-launch maintenance?

Almost every professional fintech software development firm in Punjab offers a maintenance period, but you need to scrutinize the terms before signing.

Post-launch support is often where agencies generate steady revenue through Annual Maintenance Contracts (AMC). Ensure your contract explicitly defines what constitutes a critical security patch versus a billable feature upgrade. In the financial sector, you cannot afford vague terms when a banking regulation changes or a payment API update breaks your transaction flow.

What should I ask a fintech software development company in Punjab before signing?

Before you sign on the dotted line, you should sit down with the developers for a frank conversation. Specifically, ask them how they handle tricky third-party integrations like Plaid, Stripe, or UPI—you want to know they've done this before.

Also, since financial regulations can change overnight, ask them how they manage 'scope creep' if a new law forces a change mid-project. Finally, and this is the big one: insist on owning your Intellectual Property. Make sure it’s in writing that you own the source code and encryption keys when the job is done. You don't want to get locked in with a vendor just because ownership wasn't clarified upfront.

Why choose Custom Fintech Software Development Agencies in Punjab over freelancers?

Freelancers may seem cost-effective initially, but in fintech, the stakes are incredibly high. If a single developer is unavailable during a server outage or a security vulnerability, your users' money and trust are at risk.

With established fintech software development agencies in Punjab, you are investing in continuity. If a lead developer moves on, the agency has a roster of fintech service providers in Punjab to step in and ensure your banking portal remains operational. It is about risk management; protecting your users' financial assets is more important than saving a small amount on upfront development fees.

How much do Fintech Software Development Companies in Punjab charge?

When budgeting for financial industry software development in Punjab, the cost is driven by security requirements and feature complexity.

  • Hourly Rates: $20 and $55 (₹1,600 – ₹4,600)
  • MVPs: $18k – $45k (₹15L – ₹37L)
  • Enterprise Solutions: $60k – $150k+ (₹50L – ₹1.2 Cr) for high-security, compliant systems.

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