29 Best Finance Apps in 2024 | Finance Tracker Apps

This blog is a compilation of the best finance apps out there that are designed to help users streamline their financial tasks and secure their financial data.
Last Updated on : April 11, 2024
Best Finance Apps
The reliability of the modern consumer on the best finance apps is increasing rapidly. And it is understandable because finance apps have a range of privileges that accompany them. For instance, finance apps help users avoid carrying physical cards by saving and securing financial information like credit card or debit card details. And finance apps also help users easily manage, streamline, calculate, compare, and split their expenses. So, in this report, we thought of shortlisting the best personal finance apps that could help our readers secure their money by storing their financial data safely. To know more, stay with us until the end of this report.

Best Financial & Money Management Apps Of 2024

1.

You Need A Budget (YNAB)

You Need A Budget (YNAB)

Download You Need A Budget (YNAB):

4.8
4.0

About Arrow

You Need A Budget is an incredible app that helps you stay within the confines of your income and understands that everyone has a budget constraint. The best budget app does not advise you to think or plan for different ways to earn something extra. This best money management app helps you analyze your business ideas, plan practical ways to deal with your expenses and mitigate financial issues if they crop up.

It is a brilliant personal finance manager app that helps you manage every penny. The app’s usefulness lies in the fact that it has helped its users clear off their debts with proper planning and account management.

Also, you can take online classes that coach you on budgeting and planning expenditures. Therefore, if you do not have the skills to use the app or plan your budget with its help, reach out for live coaching. The makers behind this app have ensured that no stone remains unturned.

Why we picked it? Arrow

2.

Mint

Mint

Download Mint:

4.8
4.3

About Arrow

Budget & Track Bills is a valuable budget-planning app that simplifies monitoring your finances. It consolidates transaction, budget management, and expense monitoring into a single, user-friendly platform. With this exceptional best budget app, you can empower yourself by gaining control over monetary matters and cultivating healthier financial practices.

One of the standout features of the application is its proactive approach towards budget management. It provides timely notifications to alert users when they exceed your predefined budget limits. This feedback helps the user make informed decisions and help them stay on top of their financial goals.

Mint’s accessibility is another plus to the app. It offers a seamless and hassle-free download experience, making it convenient for its users despite the level of tech-savviness. Whether you’re a budgeting novice or a financial guru, Mint is designed to streamline your financial journey and promote responsible spending for its users. In a world where financial planning is essential, Mint emerges as one of the reliable allies in your quest for fiscal stability and success.

 

Why we picked it? Arrow

3.

PocketGuard

PocketGuard

Download PocketGuard:

4.7
4.0

About Arrow

PocketGuard can be your personal financial companion. In an era where managing finances is becoming increasingly complex, this one of the best expense tracker apps offers users refreshing and user-friendly solutions. PocketGuard helps you track your income, expenses, and savings effortlessly in a convenient space.

What sets PocketGuard apart is its ease of usage. With just a few simple clicks, users can link their bank accounts, credit cards, and investment portfolios with the app. It allows the user to categorize the transactions automatically. The intuitive categorization of these best stock trading apps will give a clear snapshot of your spending habits and help you identify areas where you can save.

One of the essential features that PocketGuard has is its budgeting capabilities. The application will help set realistic financial goals and provide actionable insights to achieve your goals. Whether you want to save for a dream vacation or are willing to pay off debt, PocketGuard creates a personalized plan for everyone to get there.

Furthermore, the app ensures your financial security with bank-level encryption, giving you the peace of mind you require to manage your finances on the go. With this powerful tool, one can achieve financial success and say goodbye to any stress related to financial management.

Why we picked it? Arrow

4.

EveryDollar

EveryDollar

Download EveryDollar:

4.8
4.2

About Arrow

Are you tired of the monotonous and tedious task of budgeting? Well, if it's true, it is time to embrace a more engaging and user-centric approach to handling your finances, and this is where EveryDollar comes into play.

This best spending tracker app has already transformed the financial lives of over 10 million individuals, making budgeting a stress-free and enjoyable experience. In 10 minutes, the app allows you to create your initial budget, tailor the categories per the requirement, monitor spending, establish saving goals, and more. It provides a comprehensive financial toolkit for anyone who needs help and wants to pay off their debt faster. The app can pave the way for lasting wealth and plan a financial future.

The core of this best money management app is built on the foundation of zero-based budgeting. EveryDollar ensures that every dollar in your income has a purpose before the month begins. It means that your income minus expenses will always equal zero. It would eliminate the need for a complex percentage-based or “month ahead” planning.

Why we picked it? Arrow

5.

Goodbudget Budget Planner

Goodbudget Budget Planner

Download Goodbudget Budget Planner:

4.7
4.2

About Arrow

Goodbudget is the modern evolution of the classic envelope budgeting systems, formerly known as EEBA (Easy Envelope Budget Aid). It is one of the financial management apps that is also an effective home budget planner and personal finance management.

This budget tracker app draws inspiration from Grandma’s envelope system. It takes budget planning to a whole new level. It empowers the user to proactively manage bills and finances, ensuring that you’re always in control of your money matters. Furthermore, it comes with real-time financial tracking, making it easier for users to stay on top of their financial goals.

This app allows seamless budget sync across Android, iPhone, and the web. This facilitates collaboration with your budgeting partners and keeps everyone in your household on the same financial page.

Experts highly recommend Goodbudget to prove its mantle further, and it has received praise from renowned sources like Google, The New York Times, Forbes, and many more. Its top-notch quality is reflected in its ranking as the #3 finance app in both major stores. Furthermore, the app has almost 3,000,000 downloads.

Why we picked it? Arrow

6.

NerdWallet - Manage your Money

 NerdWallet - Manage your Money

Download NerdWallet - Manage your Money:

4.8
4.7

About Arrow

Need an app to gain insights to maximize your money’s potential at a single stop? Whether you intend to take a bird’s eye view of your financial journey or dive deep into the nitty gritty details, NerdWallet is the perfect application.

With this top personal finance app for Android, you can effortlessly check out all your financial accounts in a single comprehensive dashboard. However, that’s not all. The intricate aspects of this app explore its ability to control cash flow, expenses, credit score, and even net worth. 

With this personal budget app, users can simplify their complex financial journey with features such as tracking spending on multiple cards, spending insights, bill and expense tracking, and suggestions for cutting costs and increasing savings. It allows you to easily compare month-on-month spending and identify the top expense categories and the spending trends.

Furthermore, the app offers a clear view of your total net worth by showing the income, debts, investments, and contributions from your financial standing. It will help you check out historical trends and monitor individual accounts.

Why we picked it? Arrow

7.

Venmo

Venmo

Download Venmo:

4.9
4.7

About Arrow

Venmo has an existing user base of over 83 million users. It has revolutionized the way we handle financial transactions. This application perfectly blends speed, security, and social connectivity. It allows making payments and fund transfers in a breeze. Whether splitting the rent with your roommates, sharing a thoughtful gift, or setting a lunch table, this best cost-splitting app eases the process.

Furthermore, what sets this application apart is its flexible nature. With Venmo, users can effortlessly request payments from their friends and easily customize their contributions. Venmo also offers a debit card that enables seamless transactions and rewards you with automatic cashbacks at selected merchants. Additionally, if you’re into cryptocurrency, Venmo allows users to buy, hold, and sell digital assets for as low as $1.

The application is not just your personal finance partner. Instead, it accommodates businesses as well as side gigs with dedicated profiles. It also allows payments to be stored simply by scanning a Venmo QR code or enabling online purchases through popular apps. With features like instant transfer and direct deposit, Venmo empowers its users with unparalleled convenience.

 

 

Why we picked it? Arrow

8.

Empower Personal Wealth App

Empower Personal Wealth App

Download Empower Personal Wealth App:

4.7
4.3

About Arrow

Empower is a game-changing personal wealth app that transforms how you perceive and manage your finances. With this app, your financial life will no longer be scattered across multiple platforms. It can unify your transactions in one convenient place. The app provides a comprehensive overview of bank accounts, investments, debts, and much more through the dashboard.

Another feature of this app is that it grants you a clear, unfiltered view of your financial standing by calculating your assets minus liabilities. The knowledge provided by Empower helps you make informed decisions with your money. Additionally, the application equips you with robust tools for retirement planning and allows you to track your progress and even explore hypothetical scenarios.

It even provides budgeting capabilities to automatically breeze through categories of expenses and savings, providing insights into your financial habits. It keeps you in the loop with your investments and helps you optimize your portfolio for maximum gains. It even prioritizes your security by implementing multiple layers of protection to safeguard your financial data.

Why we picked it? Arrow

9.

Honeydue

Honeydue

Download Honeydue:

4.5
4.2

About Arrow

Honey is one of the most popular digital budget platforms designed to keep couples in mind. It is a great solution for couples looking forward to managing their bills, bank balances, and spending together. The best couple budget app has been created to foster meaningful conversations about their financial goals and habits between teams.

Honeydue is an innovative application that can help you customize the information you can share with your partner. It helps to monitor all account balances organized in one place easily, establish monthly spending limits with various categories, and receive on-time notifications as you approach those limits. 

Aside from this, the innovative application also offers multiple other features like bill reminders, emojis for expressing spending habits, categorization of expenses, and support from numerous US, Canadian, UK, Spain, and French banks.

It offers bank-level security and user-friendly tools that empower its users and help them see the big financial picture. It reduces arguments over minor expenses and enables you to reclaim the time for enjoyable activities, helping you be completely free.

Why we picked it? Arrow

10.

Stash: Investing Made Easy

Stash: Investing Made Easy

Download Stash: Investing Made Easy:

4.7
3.8

About Arrow

Stash can be an essential investing app that is helping millions of Americans with a secure financial future to build wealth. The personal finance app can invest and choose from extensive stocks and ETFs. It offers all this without the burden of any add-on commission fees. With Stash, you can start investing any amount while getting the convenience of automated investing that ensures wealth grows with ease.

With Stash, the user can experience the ease of automated investing and a smart portfolio. Stash’s robo-advisor provides a tailored investment strategy to reach your goals while maintaining a diversified portfolio. 

If you want to explore the world of cryptocurrency, this app can provide reasonable guidance and access to assets such as Bitcoin and Ethereum, making it easier to navigate this market.

Stash is an incredible app that goes beyond investing, offering early paychecks, banking, and other miscellaneous saving tools. It allows the user to earn bonus stock with its stock-back card.

Why we picked it? Arrow

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Are there any best finance apps for Android to help me budget my money?

Saving and managing your money is one of the most important aspects of creating wealth in the long term. Cutting unnecessary spending and budgeting helps in improving overall financial health. While there are multiple ways such as using a ledger or using Excel to budget your money, these methods are tedious. Therefore to answer the question, are there any finance applications to help you budget your money? Well, the answer is yes.

There are several best free personal finance apps that have the capacity to efficiently budget your money. These best finance apps for Android can provide detailed information about your spending, track your transactions, set financial goals, get month-on-month insights, and a lot more. The entire list of top finance apps mentioned above can help you with the ordeal. Below are some of the really good apps mentioned below:

1. Fudget

2. Empower

3. Money Manager

4. Expensify

5. AndroMoney

What are the best personal finance apps to see your finances?

In order to get correct insights, one needs the best app for finances for the task. Here is a list of the best money management apps for Android:


1. Fudget

2. Expensify

3. Money Manager

Some of the best money management apps for iPhone are:

1. NerdWallet

2. Mint

3. GoodBudget

Should I use a personal finance app?

See everyone has their way of creating a monthly budget, making investments, monitoring transactions, and a lot more. Therefore, it is not essential for everyone to use the best personal finance tracker. However, if you are new and don’t have a predefined way of doing the ordeal then using a good finance app can help you loads.

Here are some of the reasons why one should consider the best personal finance tracker app to help with finances:

1. These finance mobile apps have the capability to monitor all the monthly transactions

2. These financial apps can automatically pay bills if permission is provided

3. Finance apps provide updates and notifications regarding pending bills

4. The budget planner app allows the user to set up long and short-term goals

5. It provides insights in a graphical manner

6. These finance applications have a customizable dashboard that can be modded as per the requirement

7. They provide a complete picture of your financial health

Is Mint Budget a safe personal finance app?

Mint Budget is the best finance management app that is known for its security standards. The application offers bank-grade security in order to access the accounts. The best app for finances provides multi-factor authentication in order to protect your account. In fact, it uses VeriSign to transfer your data.

Below are some of the most compelling features of this one of the top finance apps:

1. It encrypts the data before sharing it on the internet

2. It also demands OTP from the phone aside from the password used

3. The budget planner app uses VeriSign which is a trusted security company

Which one is the best personal finance management app? Mint Budget App or NerdWallet?

Both of these finance applications are excellent in their own accord. However, considering the fact that both of these are two different fintech software development companies and cater to audiences in their own unique way, they have their own unique strengths and weaknesses.

Here is a table to explain you major differences between the financial apps:

Feature Mint Budget App NerdWallet
Price Free Premium features available @ $4.99
Features Budgeting, tracking bills, credit monitoring, investment tracking Budgeting, tracking bills, credit monitoring, investment tracking, financial product recommendation
Customization Not customizable in comparison to some other apps in the market More customizable than the Mint application
User Base Large User Base Smaller User Base
Security Security concerns have been raised by users Good security

 

Is the Mint personal finance app better than the Goodbudget app?

Both of these top financials applications are good. However, their effectiveness depends on the user and their requirements. Therefore, here is an analysis of the two finance mobile apps:

Feature Mint GoodBudget
Price Free Has basic features, Premium comes at $7/month
Features Budgeting, bill tracking, credit monitoring, investment tracking Envelope budgeting, budgeting, bill tracking
Customization Not much customizable More customizable in comparison to Mint
Account Linking Required Not Required
Offline Access No Yes

Are the best free personal finance apps safe to use?
 

Pieter VanIperen, a managing partner of PWV Consultants and an adjunct professor of code security at New York University says “As long as you are practicing good cyber-hygiene – like not reusing passwords and not clicking on random links that are texted or emailed to you – then budget tracking apps that have been vetted are just as safe as the app of your financial institution.”


Most best finance management apps have to adhere to specific guidelines and regulations to function in the market. These regulations are set by monetary regulatory bodies like RBI, the Financial Conduct Authority, and the Securities and Exchange Commission (SEC) among others.

Picking the best finance management apps developed by leading tech companies or financial companies can be a great way to ensure your financial safety as well. Several banks have also released their financial apps to help users manage their finances better.

Can the best free finance apps help me save money?

Definitely! Finance applications can help you save money effectively by providing you with smart budget management features. These features provide you with in-depth insights into where you are spending your money, what purchases you are making, your credit card bills, and other such details. However, finding the right and best app for finances is also critical in order to get the best control over your finances. The above list will surely turn out to be helpful in that.
 

How to make a budget plan using the budget planner apps?

Planning a transparent budget using financial applications can be only accurate if you have either synced your financial profiles to the app, manually recorded all expenses you are making, or used the same app to make payments. There are several budget planner apps that come with built-in payment features.

What finance applications provide loan-related services?

There are several best free finance apps that provide loan services quickly and seamlessly. For instance, Dave, MoneyLion, SoFi, PayActiv, etc.

Conclusion

These are the best financial management apps that must find a place on your smartphone. These apps that help you save money, made it so easy for us to become smart about our money that we no longer have to worry about entering our expenditures manually, or calculating our debts and then wondering at the end of the day how all our earnings disappeared into thin air.


Get your hands on these top finance apps of the year and make smart moves while handling the finances. We hope this article on the best finance apps has helped you find what you were looking for. If you are an app owner and want to get your app reviewed, get in touch with MobileAppDaily. Adding to it, if you wish to become a part of our top apps report then list your product. Our team of MAD experts will assess your application and list you among the best.

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