29 Best Personal Finance Apps For Android & iOS in 2023

This report is a compilation of the best finance apps out there that are designed to help users streamline their financial tasks and secure their financial data.
Last Updated on :
September 25, 2023
Best Finance Apps
The reliability of the modern consumer on the best finance apps is increasing rapidly. And it is understandable because finance apps have a range of privileges that accompany them. For instance, finance apps help users avoid carrying physical cards by saving and securing financial information like credit card or debit card details. And finance apps also help users easily manage, streamline, calculate, compare, and split their expenses. So, in this report, we thought of shortlisting the best personal finance apps that could help our readers secure their money by storing their financial data safely. To know more, stay with us until the end of this report.

Our Top Picks

This comprehensive list of top personal finance apps is prepared after thorough research by MobileAppDaily experts to ensure you only have the best options at your fingertips. You can go through the features of each top finance app mentioned further and pick the option you like without thinking twice, as these options are safe to use and offer the best features in the segment.

Best Financial & Money Management Apps Of 2023

The following are the best personal AI-based finance apps for iPhone and Android, with many features. Every app is mentioned with download links to help you easily start the download process. Now, let’s begin with the list!

You Need A Budget (YNAB)

Apple 4.8
android 4.0

You Need A Budget is an incredible app that helps you stay within the confines of your income and understands that everyone has a budget constraint. The best budget app does not advise you to think or plan for different ways to earn something extra. This best money management app helps you analyze your business ideas, plan practical ways to deal with your expenses and mitigate financial issues if they crop up.

It is a brilliant personal finance manager app that helps you manage every penny. The app’s usefulness lies in the fact that it has helped its users clear off their debts with proper planning and account management.

Also, you can take online classes that coach you on budgeting and planning expenditures. Therefore, if you do not have the skills to use the app or plan your budget with its help, reach out for live coaching. The makers behind this app have ensured that no stone remains unturned.

Features of YNAB - The Best Budget App

  • Connect all the accounts in one place
  • Detailed, visual spending and trend reports
  • Real-time access to all the budget data across multiple devices
  • Match up imported transactions and more
Download this Best Money Management App


Apple 4.8
android 4.3

Budget & Track Bills is a valuable budget-planning app that simplifies monitoring your finances. It consolidates transaction, budget management, and expense monitoring into a single, user-friendly platform. With this exceptional best budget app, you can empower yourself by gaining control over monetary matters and cultivating healthier financial practices.

One of the standout features of the application is its proactive approach towards budget management. It provides timely notifications to alert users when they exceed your predefined budget limits. This feedback helps the user make informed decisions and help them stay on top of their financial goals.

Mint’s accessibility is another plus to the app. It offers a seamless and hassle-free download experience, making it convenient for its users despite the level of tech-savviness. Whether you’re a budgeting novice or a financial guru, Mint is designed to streamline your financial journey and promote responsible spending for its users. In a world where financial planning is essential, Mint emerges as one of the reliable allies in your quest for fiscal stability and success.


Features of Mint - The Best Finance Budget App

  • The app reflects your net worth and spending trends
  • Keeps tabs on all your subscriptions
  • Check your monthly bills
  • Get alerts when you are going over budget  
Download this Best Finance App


Apple 4.7
android 4.0

PocketGuard can be your personal financial companion. In an era where managing finances is becoming increasingly complex, this one of the best expense tracker apps offers users refreshing and user-friendly solutions. PocketGuard helps you track your income, expenses, and savings effortlessly in a convenient space.

What sets PocketGuard apart is its ease of usage. With just a few simple clicks, users can link their bank accounts, credit cards, and investment portfolios with the app. It allows the user to categorize the transactions automatically. The intuitive categorization of these best stock trading apps will give a clear snapshot of your spending habits and help you identify areas where you can save.

One of the essential features that PocketGuard has is its budgeting capabilities. The application will help set realistic financial goals and provide actionable insights to achieve your goals. Whether you want to save for a dream vacation or are willing to pay off debt, PocketGuard creates a personalized plan for everyone to get there.

Furthermore, the app ensures your financial security with bank-level encryption, giving you the peace of mind you require to manage your finances on the go. With this powerful tool, one can achieve financial success and say goodbye to any stress related to financial management.

Features of PocketGuard - The Best Expense Tracker App

  • Commission-free investment
  • Offers real-time market data
  • Cutting-edge security measures to protect investor assets
  • Collaboration with top banks and more
Download this Best Expense Tracker App


Apple 4.8
android 4.2

Are you tired of the monotonous and tedious task of budgeting? Well, if it's true, it is time to embrace a more engaging and user-centric approach to handling your finances, and this is where EveryDollar comes into play.

This best spending tracker app has already transformed the financial lives of over 10 million individuals, making budgeting a stress-free and enjoyable experience. In 10 minutes, the app allows you to create your initial budget, tailor the categories per the requirement, monitor spending, establish saving goals, and more. It provides a comprehensive financial toolkit for anyone who needs help and wants to pay off their debt faster. The app can pave the way for lasting wealth and plan a financial future.

The core of this best money management app is built on the foundation of zero-based budgeting. EveryDollar ensures that every dollar in your income has a purpose before the month begins. It means that your income minus expenses will always equal zero. It would eliminate the need for a complex percentage-based or “month ahead” planning.

Features of EveryDollar - The Best Personal Finance App

  • Automatically invest the spare change from everyday purchases
  • Articles and videos from financial experts
  • No low-balance or overdraft fees and free or fee-reimbursed ATMs nationwide
  • 256-bit encryption, and more
Download this Best Spending Tracker App
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Goodbudget Budget Planner

Apple 4.7
android 4.2

Goodbudget is the modern evolution of the classic envelope budgeting systems, formerly known as EEBA (Easy Envelope Budget Aid). It is one of the financial management apps that is also an effective home budget planner and personal finance management.

This budget tracker app draws inspiration from Grandma’s envelope system. It takes budget planning to a whole new level. It empowers the user to proactively manage bills and finances, ensuring that you’re always in control of your money matters. Furthermore, it comes with real-time financial tracking, making it easier for users to stay on top of their financial goals.

This app allows seamless budget sync across Android, iPhone, and the web. This facilitates collaboration with your budgeting partners and keeps everyone in your household on the same financial page.

Experts highly recommend Goodbudget to prove its mantle further, and it has received praise from renowned sources like Google, The New York Times, Forbes, and many more. Its top-notch quality is reflected in its ranking as the #3 finance app in both major stores. Furthermore, the app has almost 3,000,000 downloads.

Features of GoodBudget - The Best Personal Expense Tracker

  • Automated data saved to Goodbudget website
  • Save for future apps with annual envelopes
  • Capability to split expense transactions
  • Capability to clear and reconcile bills
  • Easy fund transfer between envelopes and accounts
Download the Best Finance App

NerdWallet - Manage your Money

Apple 4.8
android 4.7

Need an app to gain insights to maximize your money’s potential at a single stop? Whether you intend to take a bird’s eye view of your financial journey or dive deep into the nitty gritty details, NerdWallet is the perfect application.

With this top personal finance app for Android, you can effortlessly check out all your financial accounts in a single comprehensive dashboard. However, that’s not all. The intricate aspects of this app explore its ability to control cash flow, expenses, credit score, and even net worth. 

With this personal budget app, users can simplify their complex financial journey with features such as tracking spending on multiple cards, spending insights, bill and expense tracking, and suggestions for cutting costs and increasing savings. It allows you to easily compare month-on-month spending and identify the top expense categories and the spending trends.

Furthermore, the app offers a clear view of your total net worth by showing the income, debts, investments, and contributions from your financial standing. It will help you check out historical trends and monitor individual accounts.

Features of NerdWallet - The Best Budget Tracker App

  • Track your spending across different cards
  • Get detailed insights regarding your finances
  • Discover new ways to cut expenditure and save
  • Get month-on-month spending insights
  • See top spending categories
Download this Money Budget App


Apple 4.9
android 4.7

Venmo has an existing user base of over 83 million users. It has revolutionized the way we handle financial transactions. This application perfectly blends speed, security, and social connectivity. It allows making payments and fund transfers in a breeze. Whether splitting the rent with your roommates, sharing a thoughtful gift, or setting a lunch table, this best cost-splitting app eases the process.

Furthermore, what sets this application apart is its flexible nature. With Venmo, users can effortlessly request payments from their friends and easily customize their contributions. Venmo also offers a debit card that enables seamless transactions and rewards you with automatic cashbacks at selected merchants. Additionally, if you’re into cryptocurrency, Venmo allows users to buy, hold, and sell digital assets for as low as $1.

The application is not just your personal finance partner. Instead, it accommodates businesses as well as side gigs with dedicated profiles. It also allows payments to be stored simply by scanning a Venmo QR code or enabling online purchases through popular apps. With features like instant transfer and direct deposit, Venmo empowers its users with unparalleled convenience.



Features of Venmo - The Best Personal Finance App

  • Tracking and sharing all the expenditures
  • Easy money transfer
  • Split the spending the share with friends
  • Encrypts all the transactions and more
Download this Best Finance App

Empower Personal Wealth App

Apple 4.7
android 4.3

Empower is a game-changing personal wealth app that transforms how you perceive and manage your finances. With this app, your financial life will no longer be scattered across multiple platforms. It can unify your transactions in one convenient place. The app provides a comprehensive overview of bank accounts, investments, debts, and much more through the dashboard.

Another feature of this app is that it grants you a clear, unfiltered view of your financial standing by calculating your assets minus liabilities. The knowledge provided by Empower helps you make informed decisions with your money. Additionally, the application equips you with robust tools for retirement planning and allows you to track your progress and even explore hypothetical scenarios.

It even provides budgeting capabilities to automatically breeze through categories of expenses and savings, providing insights into your financial habits. It keeps you in the loop with your investments and helps you optimize your portfolio for maximum gains. It even prioritizes your security by implementing multiple layers of protection to safeguard your financial data.

Features of Empower - The Best Personal Finance App

  • Manage bank accounts, stocks, investments, etc.
  • Track your retirement plan
  • Keep track of expenditures
  • Real-time assessment of portfolio performance
  • Embedded net worth tracker
Download this Best Money Manager App


Apple 4.5
android 4.2

Honey is one of the most popular digital budget platforms designed to keep couples in mind. It is a great solution for couples looking forward to managing their bills, bank balances, and spending together. The best couple budget app has been created to foster meaningful conversations about their financial goals and habits between teams.

Honeydue is an innovative application that can help you customize the information you can share with your partner. It helps to monitor all account balances organized in one place easily, establish monthly spending limits with various categories, and receive on-time notifications as you approach those limits. 

Aside from this, the innovative application also offers multiple other features like bill reminders, emojis for expressing spending habits, categorization of expenses, and support from numerous US, Canadian, UK, Spain, and French banks.

It offers bank-level security and user-friendly tools that empower its users and help them see the big financial picture. It reduces arguments over minor expenses and enables you to reclaim the time for enjoyable activities, helping you be completely free.

Features of Honeydue - The Best Finance App

  • Integrate with banks
  • Easy bookkeeping
  • Allows to share bills and other documents
  • Helps in managing finances
Download this Best Finance App

Stash: Investing Made Easy

Apple 4.7
android 3.8

Stash can be an essential investing app that is helping millions of Americans with a secure financial future to build wealth. The personal finance app can invest and choose from extensive stocks and ETFs. It offers all this without the burden of any add-on commission fees. With Stash, you can start investing any amount while getting the convenience of automated investing that ensures wealth grows with ease.

With Stash, the user can experience the ease of automated investing and a smart portfolio. Stash’s robo-advisor provides a tailored investment strategy to reach your goals while maintaining a diversified portfolio. 

If you want to explore the world of cryptocurrency, this app can provide reasonable guidance and access to assets such as Bitcoin and Ethereum, making it easier to navigate this market.

Stash is an incredible app that goes beyond investing, offering early paychecks, banking, and other miscellaneous saving tools. It allows the user to earn bonus stock with its stock-back card.

Features of Stash - The Top Personal Finance App

  • Invest in stocks and ETFs with zero commission
  • Robo-advisor for automated investing and personalized saving
  • Invest in crypto using Stash
  • Get personalized guidance for investment
  • Get plans to gather wealth
Download this Personal Accounting App

Expensify: Receipts & Expenses

Apple 4.7
android 4.4

Expensify is the ultimate solution for efficient expense management. Whether you are an individual looking to streamline your personal finances or a business owner wanting to centralize the expense tracking system, this spending tracker has you covered. This wonderful app simplifies the daunting task of managing expenses, receipts, and even traveling expenses.

This money budget app has several standout features, such as a robust receipt scanner, organizer, and intuitive user interface with advanced functionality. This app can manually track expenses and sort receipts. Its automatic expense categorization ensures that all your financial transactions are organized neatly. The app allows you to customize categories and tags to suit your needs.

The app also offers multi-level approval workflows that help automate expense policies, ensuring compliance across your team. It can manage travel expenses in a breeze and cover flights, hotels, and rental cars. It will help you sync all your popular accounting and finance tools in real time with expense updates and travel itineraries. It also supports multi-currency with the capability to track expenses worldwide effortlessly with automatic currency conversion.


Features of Expensify - The Best Personal Finance Management App

  • Quick and accurate receipt capture
  • Automated categorization of expenses
  • Detailed travel expense management
  • Multi-currency tracker with budget tracker
  • Real-time expense updates
Download the Best Finance App

Quicken Simplifi: Budget App

Apple 4.1
android 2.7

Quicken Simplifi simplifies your budgeting needs, savings, spending, and overall money management. It is backed by a trusted name, “Quicken,” with over four decades of financial expertise. This one of the best finance Android apps is designed to empower users. It lets you create your first budget by overseeing complex financial portfolios.

It offers essential tools to streamline your financial life. The spending tracker can help you establish financial goals, monitor expenditures, and achieve higher economic well-being.

Simplifi can be your first step to track your money. It lets you link all your financial accounts, including banks, credit cards, loans, investments, and retirement funds. It gives you a comprehensive view of your entire economic landscape. All the transactions, including the pending ones, are automatically imported into the app in real time. The app ensures that you are always in control and capable of handling recurring bills seamlessly.

Features of Quicken Simplifi - The Top Money Manager App

  • Connect accounts of banks, credit cards, investments, etc.
  • Get insights and custom reporting for financial health
  • Get access to the personal financial dashboard
  • Save money with different goal setup
  • Create a watchlist for different spending 
Download this Personal Expense Tracker App

Empower: Instant Cash App

Apple 4.7
android 4.7

Empower is your financial ally in bridging the gap for your next paycheck without the stress of overdraft fees or financial worries. The best money management app for Android collaborates with NBKC bank, is a member of FDIC, and can provide all the essential banking services.

The application lets you access up to $250 almost instantly. It also doesn’t require any credit score, security deposits, interest charges, or late fees. Aside from this, it lets you repay whenever your next paycheck arrives with a flexible repayment timeline.

It is not your typical personal loan that offers a hassle-free way of accessing cash. It is designed to help you get money and build your desired credit. It also provides features like automatic savings with AutoSave, ensuring allocating cash for bills. Empower also has its card account, which allows a paycheck up to 2 days earlier with most banks and a cashback reward of up to 10%. The app will enable you to budget better with purchase monitoring, alerts, and accessibility to customer support via phone, live chat, or email.

Features of Empower - The Top Finance App

  • Centralized management of financial accounts like retirement, investment, savings, etc.
  • Multiple security features such as biometric authentication, multi-factor authentication, etc.
  • Connect with Siri and Google Assistant
  • Autosave money for collateral bill payments
  • Get 24*7 coach for alerts
Download this Personal Accounting App


Apple 3.9

Wally is your finance AI that will take your financial management to the next level. It offers unparalleled insights into the finances. Powered with artificial intelligence, this one of the best money-saving apps can provide context around charts, guiding your financial progress. Wally gets you the experience of your financial advisor at your fingertips.

With Wally in your pocket, you can engage in meaningful conversations related to your finances. The user can ask complex questions and receive personalized answers from the app. Its goal planning to goal setting allows you to research financial objectives and even recommend customized budgets and actionable savings plans. This one of the best finance tracking apps helps you inquire about the market and invest for expert advice tailored to your financial journey.

Wally provides a fully automated platform connecting users with 15,000 across 70 countries. It brings all the financial accounts together in a single place. It can analyze spending patterns, set goals, and even track daily budgets with user-friendly charts and insights.

Features of Wally - The Free Finance App

  • Finance insight charts for a better understanding
  • Helps in improving the net income over time
  • Syncs all the accounts in one place
  • Keeps track of foreign currency accounts and more
Download One of the Best Money Saving Apps

Spendee - Budget and Expense T

Apple 4.6
android 4.3

Spendee is a free budgeting app that is loved by over 3 million people worldwide. The best money management app for iPhone lets you take control of your finances and optimize budgets. Using this app, the user can effortlessly save money while gathering a clear understanding of the user’s financial habits.

One can consolidate all the financial information in a single place by connecting Spendee with your online banking, E-Wallet, or crypto-wallet. The money manager app goes beyond simple tracking. Instead, it organizes and analyzes your existing expenses with other financial data and presents it as intuitive infographics, stylish graphs, and insightful overviews. 

As an app, Spendee can empower its users by optimizing their spending settings and adhering to a budget. It provides notifications to keep things on track. It is a financial friend offering personalized insights, tips, and tricks to support daily financial decision-making.

Features of Spendee - The Best Personal Finance App

  • Spendee connects with Crypto Wallet, E-Wallet, etc. with ease
  • It can organize & analyze all your expenditures
  • Manage money with other people such as flatmates, family, friends, etc.
  • Get insights related to your spending
  • Dark mode for an eye-friendly experience
  • Manage money with others such as flatmates, family, friends, etc.
Download the iPhone and Android Finance App

Mobills - Controle De Gastos

Apple 4.7
android 3.8

Are you willing to take charge of your personal finances using Mobills? It is another great money budget app that provides comprehensive insights into your financial accounts, expenses, cash flow, and credits, everything conveniently in a single place. This finance mobile app is a game changer for anyone seeking control over money management.

It is a go-to budget application that enables you to create a custom monthly budget. A monthly budget that is tailored to your financial needs and aspirations. Mobills empowers you to efficiently manage your finances, monitor expenditures, and reach your financial goals with a single user-friendly interface.

It lets you create a monthly budget by developing a financial plan and ensuring you have all the essential resources. The app lets you stay on top of bill payments and guide you toward a debt-free journey. Its intuitive interface simplifies expense and income tracking, eliminates the hassle of scattered financial information, and much more.

Features of Mobills - The Top Personal Finance App

  • Track monthly expenses with graphs & dynamic reports
  • Setup your personal financial goals
  • Get a personalized dashboard
  • Monitor multiple expenses, income, and cards
  • Get automatic integration with banks, all expense view and earning, etc. with Mobills premium  
Download this Best Personal Expense Tracker App

Oportun - Formerly Digit

Apple 4.7
android 4.2

Oportun gets you a smarter way of achieving your financial goals with ease. It is a comprehensive app that helps you save money, make wise spending decisions, create effective budgets, invest, and conveniently manage loans and credit cards, all in a single place.

This personal finance management tool is designed to cater to your specific goals and consider your spending habits, income, financial aspirations, expenses, and overall financial situation. The application empowers you to save, borrow, invest, and seamlessly monitor your finances. The members of this app have held thousands of dollars annually without even noticing it.

It is one of the good budgeting apps with intuitive systems that learn about your spending patterns and discreetly keep small amounts of money to accumulate your saving goals. The app can help you achieve financial stability with multiple saving goals. It serves as a progress tracker for all your saving objectives.

Features of Oportun - The Best Daily Expense Tracker

  • Add an unlimited amount of saving goals
  • Manage your loans with aid in managing your credit history
  • Budget your dedicated monthly bills
  • Get insights into investing right
  • 30 days free trial
Download this Personal Finance Managment App


Apple 4.4
android 4.7

Wallet signifies its name as it lets you manage your money. It can help you better control your finances and achieve future goals using BudgetBakers. These versatile good budgeting apps adapt to one-time and ongoing financial planning requirements.

It can effectively help you manage finances, regardless of the number of currencies, banks, or financial institutions involved. The application allows you to gain full control over your money and help you make informed financial decisions.

Wallet is constantly working on its features and updating its design and functionality to help people daily, leading to a financially richer life. Additionally, it provides valuable financial advice through its blog and social media channels.

This budgeting app has garnered love from users for its user-friendly interface and effective money-saving strategies. It doesn’t matter if you are a student, a business owner, a traveler, or looking to track expenses and manage finances.

Features of Wallet - The Top Personal Finance App

  • Features of this good budgeting app
  • Set a one-time or recurring budget
  • Add your bank accounts, club cards, and more
  • Get detailed charts and graphs
  • Review and adjust expense categories
Download this Best Finance App

BusyKid: Debit Card for Teens

Apple 3.4
android 3.4

BusyKid is an award-winning app that empowers children and teenagers, helps them control finances, and teaches valuable lessons along the way with money management skills. The financial management app for kids allows families to manage chores allowances, and even issue a real debit card for their kids.

The application offers several unique features such as BusyPay (QR code-based money transfer), replacement of traditional gift cards, etc. It promotes charitable giving amongst young children by allowing them to donate to over 50 regional and national charities.

BusyKid lets your kid explore the financial world and helps you develop strong financial skills and values. Values that provide them with a practical tool to manage their money. Additionally, its support team always stays with you using email, chat, or phone. BusyKid is another incredible application for any parent who wants to give their kids financial wisdom. Wisdom that will help them achieve financial independence in the future.

Features of BusyKid - The Top Personal Finance Management App

  • It offers a quick and intuitive onboarding process
  • One-time auto-allowance setup for chores
  • Get 5 different formats for BusyKid debit card
  • Withdraw cash from 55,000 ATMs
  • Compatible with Apple and Google Play
Download this Best Personal Finance Apps

Monarch: Personal Finance App

Apple 4.8
android 4.5

Monarch is your all-in-one budgeting app that offers money management and financial advice. The application lets you achieve your personal financial goals and helps it turn into a versatile budgeting tool. It creates a comprehensive financial plan and enables you to track your daily expenditures.

The personal finance app provides a customized money dashboard that helps you focus on what truly matters. It can manage household finances or achieve specific saving and investment goals. It simplifies financial planning and makes it accessible to its users. It aligns with multiple saving goals such as retirement, funding a college education, or planning your dream vacation, and it provides all the tools that get you covered.

With Monarch, you can track your net worth effortlessly, establish financial goals, and monitor your progress over time. Monarch offers you financial management without any hassle. It is an ideal application for anyone starting their financial journey and gurus.

Features of Monarch - The Top Personal Budget App

  • Keep track of your recurring expenses
  • Get a custom dashboard
  • Track spends, income, assets, etc.
  • Comes with financial planner 
  • Zero ad experience
Download this best personal accounting app

Rocket Money - Bills & Budgets

Apple 4.3
android 4.4

Rocket Money can be your path to better financial control in just a few taps. The application has a user base of almost 3.4 million members. Members who trust this all-in-one personal finance app.

With an array of features that can transform the financial landscape, the finance management app can effortlessly track and enhance your total net worth. It can efficiently manage and eliminate unwanted subscriptions while lowering your bills. The app also informs you about your monthly bills, which helps you avoid overdrafts. It enables the creation of custom budgets for multiple purposes.

Furthermore, the application can monitor your credit score, automate your savings goals, and ensure the security and privacy of your financial data with bank-level protection. It is one of the best finance apps for iOS and a comprehensive financial control center that can automatically track your accounts and provide insights related to your income and expenses.

Features of Rocket Money - The Top Finance App

  • Manage and cancel unwanted subscription
  • Capability to negotiate bills for lower prices
  • Create custom budgets for investments like NFTs, side projects, etc.
  • High-level security
  • Monitor credit score real-time
Download this Personal Finance App

Budgeting Buddy

Apple 4.7
android 4.5

Budgeting Buddy is your go-to app for effortlessly managing your monthly and daily budgets. The free application allows you to access its fantastic features with zero hassles. To get started, one simply needs to listen to the income section of the application. You can easily set up your wallet by adding your income amount there.

This application has multiple interesting features to help you in your financial journey. It lets you gather insights monthly, helping you stay on track with your financial goals. Budgeting Buddy reviews all your transactions for a specific date and customizes your preferences, including currency for daily usage. It creates daily logs of expenses, completes priority tasks, and much more.

For people seeking even more features, this application offers many features with the premium version. It is a versatile application with numerous languages, including English, Spanish, German, French, and Swedish, making it accessible in multiple regions. With Budgeting Buddy, you can start optimizing your budget today.

Features of Budgeting Buddy - The Best Personal Expense Tracker

  • Check transactions based on date and currency
  • Available in multiple languages such as English, German, French, etc.
  • Import banking transactions to the app
  • Get a detailed overview
  • Prioritize your tasks with premium features
Download this Personal Accounting App

Money Manager Expense & Budget

Apple 4.8
android 4.6

Money Manager is another all-in-one solution for planning finances, tracking expenses, and managing private assets. It offers an intuitive interface and powerful features that help you manage your personal and business finances.

This best app for finances uses a double-entry bookkeeping system that ensures efficient asset management and accurate recording of financial transactions. It updates all your account balance information instantly. It records everything when the income is credited or debited as soon as the transaction happens.

This one of the best mobile apps for budgeting and expense management. With its incredible features, managing money becomes a breeze. It can provide a graphical representation of the expenses by quickly providing insights into your financial situation. It also helps you manage credit and debit card payments simply by settling dates and tracking outstanding payments. The app even prioritized security with passcode protection, allowing you to safely manage your financial accounts. The personal finance management app also supports transfers between assets, automates recurring transactions, and even provides instant statistics for your income and expenses.

Features of Money Manager - The Top Personal Finance App

  • It can handle budget and expense
  • It provides credit/debit facilities
  • Passcode to safely manage financial review account book
  • Transfer money between assets
  • Get instant statistics to assess your financial health
Download this Best Personal Finance App


Apple 4.4
android 4.6

AndroMoney is another great go-to personal finance tool on several platforms, such as the web, iOS, and Android. It is designed to track your expenditures and manage wealth effortlessly and efficiently.

The application has a strong focus on user-friendliness. It ensures the user has an intuitive experience with tasks like daily accounting, category management, generating detailed reports, and more.

This app allows users to easily create multiple accounts, transfer balances, and sync financial data across devices. The application supports various currencies along with downloadable exchange rates. Also, its built-in number pad simplifies the task of currency conversion.

AndroMoney allows users to organize their finances in a hierarchy and customizable attributes. It sets simple, detailed, custom budgets to keep you on top of your financial goals. It helps you visualize your expenditures and cash flow through trends, pie, and bar charts.

Features of AndroMoney - The Best Financial App

  • handle multiple accounts with account balance & account transfer
  • Capability to sync with other devices
  • Offers cloud storage to different platforms (Dropbox, Google Docs)
  • Password protected
  • Data backup to Excel sheets
Download this Top Personal Accounting App

1Money: Expense Tracker Budget

android 4.2

1Money is a really good finance app that lets you easily control your finances. It simplifies the daunting task of managing your money and ensuring you can stay on top of all your financial efforts.

It is an ideal app whether at home, work, or looking for something on the go. It can swiftly log your expenses and provide a visual breakdown of your spending patterns. It allows transparency that helps you make informed decisions about your finances, helping you save and budget more effectively.

This best financial app for Android lets you plan your income and expenses, making the process straightforward. It helps you avoid unnecessary purchases and enables you to turn into a daily habit. It empowers you with budgeting features and lets you set and stick to financial goals.

With a cloud-based synchronization, it assesses your financial data and provides consistent reports for all devices. It offers stress-free financial management and helps you embrace a convenient and efficient way of managing your money.

Features of 1Money - The Best Personal Budget App

  • Add any transaction almost instantly
  • Get an informative chart for your expenditure
  • Budget planner to plan income/expense ahead
  • Automated updated exchange rates for currency
  • Sync data to different devices
Download this Money Manager App

Google Wallet

android 4.4

Google Wallet is one of the most popular finance app for Android. It is a versatile application that grants you swift and secure access to everyday essentials. It is a great wallet that lets you tap your smartphone and pay wherever it is accepted. It can be used for booking a flight, attending a movie, and much more. Google Pay is your personal expense tracker app that lets you access multiple options with quick settings on your smartphone. 

This finance app for Android provides helpful suggestions and keeps track of your receipts. It seamlessly integrates with other Google services. It also syncs your calendar and assistant with real-time updates and enhances your shopping experience.

Google Pay also prioritizes security and privacy. It employs advanced Android security features that protect your financial data. When you tap to pay, the details for your credit card are not shared. You control all your data and privacy control, giving you a tailored experience across Google products. 

Features of Google Wallet - The Best Budget Tracker App

  • Track receipts with Google Maps location
  • Integrate with calendar to keep track of flight booking and updates
  • Get features like 2-step verification, find my phone, and remote data erase
  • High-security features to keep wallet protected
  • Pull information from Google Search
Download this Money Management App

QuickBooks Accounting

Apple 4.7
android 4.3

Quickbooks is an online accounting application trusted by over 5.9 million worldwide small businesses. This powerful tool helps streamline all the essential tasks related to your business. It effortlessly enables you to manage financial affairs in real-time.

This daily finance app has multiple features and functions that help its users. These features include logging miles, generating invoices, tracking your finances, staying on top of the cash flow, etc. 

Using this money budget app, you don’t need a tax accountant to maintain financial order. The app offers a user-friendly interface that can be used to create, send, and monitor invoices from scratch till the payment is completed. It can even provide insights into your financial status with comprehensive reports telling you precisely where the money goes and where the business stands. This accounting software offers seamless bookkeeping services and valuable insights, making small financial business management easy. It can be your partner in simplifying the lives of multiple small business owners that can empower your focus.

Features of QuickBooks Accounting - The Best Personal Finance App

  • Automatically track business mileage using the phone’s GPS
  • Easy management of cash flow
  • Get customized data-driven insights
  • Create invoices to get payments faster
  • Manage payment, track sales, and customers
Download this Money Manager App


Apple 4.0
android 4.7

Fudget is one of the best mobile finance apps used by over 2 million people who rely on it to maintain their financial control and avoid overspending. Whether you are managing financial paychecks on various schedules, want to budget for special events like weddings or holidays, need money to tackle expensive projects such as kitchen renovation, or simply check your spending in a grocery store, Fudget is the application.

This best finance Android apps has a user-friendly interface that breaks down your budgeting process into three easy steps: provide your income, add expenditures, and instantly provide what is available in the budget. 

Using the data above, the budgeting app offers many convenient features. Features include marking entries, creating repeat entries, organizing a budget & entries effortlessly, and even carrying over the balance from one budget to another. It also provides multiple security features such as passcodes, Touch ID, or Face ID to access financial information. It offers symbols for various currencies and makes your preferred one the default. Its powerful features include real-time budgeting across multiple platforms, unlimited budgets and entries, and the ability to export or print your budgets and charts. 


Features of Fudget - The Best Personal Finance App

  • Create a list of income and expenses
  • Single-tap edit for all your expenses
  • Value calculator for financial assessment
  • Multiple currency symbols to select 
  • 8 different color themes to choose
Download this Best Personal Investment Tracker


Apple 4.6
android 3.0

Prism is the ultimate solution for streamlining your personal finances and ensuring that you never miss a bill or incur late fees again. This best finance app for iOS is a highly acclaimed bill organizer and is completely free.

It takes the hassle out of managing financial obligations by automatically tracking your bills and sending timely payment reminders. With over 14,000 reviews and a remarkable record of $1 billion in bills paid and more, it stands out as the go-to choice for smart financial management.

This top personal finance app covers a vast network of 11,000 billers, including major institutions like USAA and Chase. It covers all your financial needs comprehensively. The application features automatic bill tracking, free same-day bill payments, intuitive bill calendars, and a clear representation of your financial health. Adding to this, the security offered by the app is paramount, with encryption and authentication measures taken for the application.


Features of Prism - The Top Personal Finance App

  • Five variations for tracking bills
  • Automatic bill tracking with due dates, bill reminders, and history of payment
  • Comes with an integrated expense tracker, debt management, and money tracker
  • Multiple security options such as 256-bit AES encryption, biometric authentication, etc.
  • Get a comprehensive list of bills
Download the Personal Finance Management App
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Are there any best finance apps for Android to help me budget my money?

Saving and managing your money is one of the most important aspects of creating wealth in the long term. Cutting unnecessary spending and budgeting helps in improving overall financial health. While there are multiple ways such as using a ledger or using Excel to budget your money, these methods are tedious. Therefore to answer the question, are there any apps to help you budget your money? Well, the answer is yes.

There are several personal finance apps that have the capacity to efficiently budget your money. These best finance apps for Android can provide detailed information about your spending, track your transactions, set financial goals, get month-on-month insights, and a lot more. The entire list of apps mentioned above can help you with the ordeal. Below are some of the really good apps mentioned below:

1. Fudget

2. Empower

3. Money Manager

4. Expensify

5. AndroMoney

What are the best personal finance apps to see your finances?

In order to get correct insights, one needs the best app for the task. Here is a list of the best money management apps for Android:

1. Fudget

2. Expensify

3. Money Manager

Some of the best money management apps for iPhone are:

1. NerdWallet

2. Mint

3. GoodBudget

Should I use a personal finance app?

See everyone has their way of creating a monthly budget, making investments, monitoring transactions, and a lot more. Therefore, it is not essential for everyone to use a personal finance app. However, if you are new and don’t have a predefined way of doing the ordeal then using a good finance app can help you loads.

Here are some of the reasons why one should consider an app to help with finances:

1. These finance mobile apps have the capability to monitor all the monthly transactions

2. These apps can automatically pay bills if permission is provided

3. Finance apps provide updates and notifications regarding pending bills

4. It allows the user to set up long and short-term goals

5. It provides insights in a graphical manner

6. These applications have a customizable dashboard that can be modded as per the requirement

7. They provide a complete picture of your financial health

Is Mint Budget a safe personal finance app?

Mint Budget is the safest finance app that is out there. The application offers bank-grade security in order to access the accounts. The application provides multi-factor authentication in order to protect your account. In fact, it uses VeriSign to transfer your data.

Below are some of the most compelling features of this amazing application:

1. It encrypts the data before sharing it on the internet

2. It also demands OTP from the phone aside from the password used

3. It uses VeriSign which is a trusted security company

Which one is the best top personal finance management app? Mint Budget App or NerdWallet?

Both of these applications are excellent in their own accord. However, considering the fact that both of these are two different companies and cater to audiences in their own unique way, they have their own unique strengths and weaknesses.

Here is a table to explain you better:

Feature Mint Budget App NerdWallet
Price Free Premium features available @ $4.99
Features Budgeting, tracking bills, credit monitoring, investment tracking Budgeting, tracking bills, credit monitoring, investment tracking, financial product recommendation
Customization Not customizable in comparison to some other apps in the market More customizable than the Mint application
User Base Large User Base Smaller User Base
Security Security concerns have been raised by users Good security


Is the Mint personal finance app better than the Goodbudget app?

Both of these applications are good. However, their effectiveness depends on the user and their requirements. Therefore, here is an analysis of the two finance mobile apps:

Feature Mint GoodBudget
Price Free Has basic features, Premium comes at $7/month
Features Budgeting, bill tracking, credit monitoring, investment tracking Envelope budgeting, budgeting, bill tracking
Customization Not much customizable More customizable in comparison to Mint
Account Linking Required Not Required
Offline Access No Yes


These are the best financial management apps that must find a place on your smartphone. These apps that help you save money, made it so easy for us to become smart about our money that we no longer have to worry about entering our expenditures manually, or calculating our debts and then wondering at the end of the day how all our earnings disappeared into thin air.

Get your hands on these top finance apps of the year and make smart moves while handling the finances. We hope this article on the best finance apps has helped you find what you were looking for. If you are an app owner and want to get your app reviewed, get in touch with MobileAppDaily. Adding to it, if you wish to become a part of our top apps report then list your product. Our team of MAD experts will assess your application and list you among the best.

Written By
Pallavi Content Head at MobileAppDaily

She is an avid writer of technology and trending mobile apps. When she is not busy updating you about the tech world, she spends time reading books and playing guitar.

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