15 Best Money-making Apps to Help You Monetize Your Smartphone Usage Time

Rakuten, earlier known as Ebates, is one of the best reward apps that doesn't work on the points system and instead pays cash directly to its users. With huge rebates of up to 40% in cash back (that's right, nearly half of your purchase cost) it's easy to see why this one of the best passive income apps maintains such a high customer rating. The app works on the best app monetization techniques to get immense market recognition. The app boasts an enormous retailer network, with over 2,500 stores to choose from, including some big names like Macy's, Kohl's, and Walmart. Using the free money-earning app or website, you'll find specific links that will automatically redirect you to special offers. Once you make a qualifying purchase, you'll receive your cashback.

Rakuten has become one of the most popular and the best paying apps to earn money and that’s because of its big payouts and an extensive list of retailers. If you join today, you'll get a $10 bonus, and this mobile app even offers referral bonuses if you sign up with friends or family.

Rakuten is one of the oldest money-making apps, first starting as a simple website, but when it turned into one of the top apps that pay you real money, it’s gaining users’ trust as a reliable cashback platform.

We can’t proceed without considering Ibotta, one of the broadly preferred and the best paying apps for earning money. It’s one of the best apps to make money fast that offers different brilliant ways to generate exciting cashback. Right from scanning receipts of your purchases, and buying qualifying items from your favorite retailers' loyalty cards to making in-app purchases, this one of the best money-making apps for Android and iOS offers so many ways to save extra money.

The app deposits your cash into your Ibotta account within 48 hours just after qualifying action and you can transfer your cash into your PayPal account or even turn it into gift cards. Once you reach $20 as a reward you can make the transfer and start converting some of your money.

Don’t consider this free money-earning app like other best-paying apps for Android phones because this is the only platform that gives real cash just by buying the things you use every day.

Among the best apps to make money that are existing today, Impact is indeed a gem you can install on your smartphones. The best online money-earning app allows you to invest in NASDAQ listed companies and if you are from the US, it does not even charge commissions. However, the fact that makes Impact one of the best money-making apps is that each investment has an ultimate impact on the society on the planet, and you can review the impact you will make before you invest the money. Along with the history of your investments and the impacts that you have created, this one of the best reward apps allows you to make portfolios.

There are some other impressive features as well; referral bonuses for a maximum of 5 referrals with $30 for you and the person installing the app from your referral. This referral bonus is given up to a total of $150. Once you cross the threshold, you do not remain eligible for the bonus anymore in this free money-earning app.

There are two ways to make money on Pawns.app. You can either share your internet connection or you can attempt surveys to clear. The free app is an ad-free experience that helps internet users in making money on their smartphones. Whether you are a student or an adult, if you are from one of the supported regions of Pawns.app, you are eligible to convert your internet data into cash.

To use this best money-making app, you share the bandwidth of your internet connection with other Pawns.app users and In return, you get paid. You can also earn through surveys based on topics like politics, arts, animals, or anything else.

By using Pawns.app, you can earn between $5 to $140. The amount of money can vary depending on how much of the internet data you are willing to share. You can also use the referral feature of the app to earn additional money. By inviting friends via referrals, you make 10% of their earnings. 

Another top recommendation in this list of leading money-making apps, ThumzUp is perfect if you want to get paid by showing love to products you already love. There are campaigns that can you choose from and post about them to inform your virtual connections. You can post your reviews on platforms like Twitter, Instagram, or Facebook and once your post is verified by the platform, you make money depending on the campaign you picked. 

Your reviews help you make money but in parallel, these reviews also help brands and businesses grow their customer base. You can say that ThumzUp is a bridge between brands and advertisers willing to promote these brands and make some quick cash in return.

We will extend our list of the best money-making apps with the iPoll app which is well-known for helping individuals make money by generating polls. The app is less tech-savvy and asks users for personal information during installation.

Users who usually indulge in creating a variety of audience polls can use this app as their ideal tool so they can accomplish their survey mission. This one of the top apps to make money fast also alerts users of upcoming and new surveys they can plan to generate polls.

The best thing is that it’s very easy to earn cash from this quick money-making application as you need to first complete your surveys and then visit iPoll.com to encash the earned winning points. Though, you wouldn’t be earning hard cash, instead the reward cashback would be in the form of airline miles, gift cards, and others that you can conveniently use at different outlets and shopping stores.

This one of the best money-making apps for Android and iOS is designed for freelancers of different expertise. Writers, graphic designers, engineers, or any skilled professional can onboard the platform and explore multiple opportunities from clients from all over the world. Fiverr is a perfect option for individuals looking for ways to make money during their preferred hours. From work flexibility to different levels of rates, Fiverr has leading and startup clients that regularly work with freelancers.

Foap is being valued as one of the most trusted Android and iPhone top money-earning apps. Foap, One of the top apps to make money fast is specifically designed to encourage photographers who can make money by selling their photos clicked by smartphone.

It’s a crowdsourcing platform for both professional and practicing photographers where the photographers get exposure from famous brands and advertising agencies who are always in search of the best images to create amazing ads.

Foap’s registry has accounted for more than 2.5 million photographers, including all. If you’re interested, just register with a valid account, and upload your high-quality pictures followed by clear tags. Once the upload is successful, your photos or album will be rated by the Foap’s registered community to make it ready for sale.

Swagbucks has also secured its place on a list of free money-making apps. You can start making money with this reliable app just after you sign-up as the app provides a fixed amount of $10 as a sign-up bonus.

Renowned as one of the best apps that make you money, Swagbucks permits users to pad their wallets by acquiring points through online shopping, surveys, and also by playing games. Along with this, the top money-earning apps can even let users save money by watching videos or advertisements. 

Sweatcoin is from the new breed of top money-earning apps that focus on rewarding the user for achieving the goals they have set. In this case, Sweatcoin tracks the steps of the users and according to the goals, the user is rewarded in the form of “sweatcoins”.

These “sweatcoins” can be used in the marketplace for buying lots of amazing products related to health, fitness, and day-to-day lives. This app is an amazing tool to keep motivated for a healthier life and win cool rewards in the process.

If you’re looking for the best financial apps to make money fast, Acorns is an absolute option you can go with. It’s a finance app that makes investing easy for seasoned investors. The app gives users a wide variety of options like clean energy, tech, and retail that they can choose to invest in.

All users need to set up your app to pull a few bucks a week or more from your main account to grow your investment value. This best money-making app allows users to start with a minimum of $1 to check whether they are going on the right track or not. Later, if they succeed, they can expand their investment limits and the rest can be left to Acorns.

Upwork is known across many markets due to its amazing features designed for freelance professionals. From writers to software developers, Upwork is a huge platform to connect with all short- skilled professionals. You can hire or get hired on the basis of hourly rates and Upwork does not only connect two parties but also help them in executing tasks like payment processing, etc.

Well, this app can help you out in selling your old stuff so you can make money out of it. Furniture, vehicles, or anything else, list down on the app and start attracting potential buyers from the area. You can also publish offers on your items to get faster responses. The app supports many categories such as cell phones, furniture, fashion, appliances, etc.

Poshmark is one of the best shopping apps where you can buy and sell items. You can sell garments and accessories and list them on the app, it hardly takes seconds. There are more than 80 million people using the app across the globe. Thus, publishing items on Poshmark to sell can be an amazing experience to make some extra money. The platform is known to have more than 9000 brands. Thus, it ensures customer and client satisfaction.

Designed for Canadian users, KOHO is helping them in saving money on purchases through instant cashback. The app also syncs with the bank account to provide users with 1.2% of interest on their entire balance. The KOHO credit card provides at least 0.5% of assured cashback on every purchase that the user makes by using this credit card. The best thing about KOHO is that it does not charge any fee for its services.