20+ Best Insurance Mobile Apps For Android & iOS in 2023Discover the top-rated insurance mobile apps designed to simplify your insurance management. From policy access to claims filing, find the best insurance app for your needs.
As the world becomes increasingly digital, it’s no surprise that the insurance industry is also shifting to a digital platform. Insurance companies now offer their customers the option to purchase and manage their policies online or through insurance mobile apps.
This is a great trend as it offers customers more convenience and flexibility when managing their insurance policies. It also allows them to easily compare insurance products and prices before purchasing.
Top insurance mobile apps are not only a convenient way for you to access your insurance information in one place but also its an opportunity to gain greater control over your insurance.
Our Top Picks
There’s a plethora of the best insurance mobile apps to help you manage your bills and payments efficiently, but they lack the safety net of insurance and instant claims. That’s why we’ve curated a list of top insurance mobile apps to help you and policy managers facilitate tasks such as underwriting, claims to adjust, and even communications more effectively.
Best Insurance Apps You Need In 2023
The General® Auto Insurance - Best Insurance App
One of the best auto insurance apps, The General® Auto Insurance, offers a variety of car insurance coverage options, including liability, collision, comprehensive, and full coverage. The General® Auto Insurance application is the most reliable, easy to process, and prompt in its service. The insurance app even holds the world record for the fastest claim handled (3 secs!!). Thanks to the in-app AI that runs 18 anti-fraud algorithms, you’ll get paid in 3 seconds if your claim is legit.
Key Feature of The General® Auto Insurance app
- Access your auto insurance policy details and documents with a tap
- Easily submit and track insurance claims directly through the app
- Request help on the go for services like towing and tire changes
- Conveniently manage and make payments for your insurance premiums
State Farm- Popular Mobile Insurance App
The State Farm mobile app helps you easily manage your insurance and banking accounts, get roadside assistance, file claims, and more. The State Farm® Mobile App is an effective tool that gives you quick access to your financial and insurance services while you're on the road.
Key Features of the State Farm Mobile Insurance App
- Easily view and manage State Farm insurance policies
- File and track insurance claims seamlessly through the app
- Instantly access and display digital insurance ID cards
- Connect with agents and customer service directly from the app
GEICO Mobile - Best Mobile App for Insurance
Ride-sharing apps may have the internet's attention but which mobile apps for insurance do you use when you’ve got a flat tire or met a car accident? That’s where GEICO Mobile, one of the best auto insurance apps, comes in. This mobile app is ranked no.1. on Dynatrace's Mobile Insurance Scorecard. Along with vehicles, the app GEICO also provides property, business, and other insurance.
It is one of the best auto insurance apps offering in-app support for Amazon Alexa and Google Assistant, allowing you to use its features with a voice command.
Key Features of GEICO Mobile app
- Access and view your insurance policies and digital ID cards conveniently
- Report and track insurance claims seamlessly using the app
- Get quick assistance and answers from the virtual GEICO assistant
- Request help for roadside issues, like flat tires or jump-starts
myCigna - Best Travel Insurance App
myCigna app has revolutionized and simplified the whole travel experience. So why not benefit from those same transformations when buying your travel insurance? Cigna Health and Fitness has launched its iOS Insurance app, offering a quick and easy way to take travel insurance wherever you go.
The app provides various budget-friendly travel insurance options. You get protection for emergency medical expenses, and travel delays, and safeguard your luggage and valuables against theft or loss. Get cover in 2 minutes that suits your needs, whether you’re 17 on your first trip abroad or 89 and a seasoned globe trekker. All policy details are instantly stored and accessible - whenever and wherever you need them.
Key Features of myCigna Insurance app
- Affordable Travel Insurance for UK, EU & EEA residents up to age 89
- Variety of options: Backpacker, Economy, Comprehensive, Annual Multi-Trip
- Get covered even if your trip has already started
- Easy access to 24 hr Medical Assistance Claims
- All your Insurance info safely stored in your account
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MyAmFam Insurance Mobile - Best Insurance App
You’ve probably looked into top family safety apps to protect your loved ones, but knowing their whereabouts won’t suffice. That’s why you need to ensure your family with one of the best family insurance apps. MyAmFam app offers fool-proof insurance plans to American families.
The app makes it easier to protect your dreams on the go. The MyAmFam app is packed with features, from roadside assistance to real‐time payment status. Through the app, you can avail your home, car, and all-family insurance policies.
Key Features of MyAmFam Insurance Mobile app
- Easy access to all your account details in one place
- Access proof of insurance in an instant
- Use Touch ID or Face ID to log in easily and securely
- Get an Auto Insurance Quote
USAA- Best Insurance App for Military Personnel
The best mobile app for insurance, USAA allows easy and secure access to your account from a mobile device. You can control your money, insurance, and other things. You may deposit checks, pay bills, and transfer money with simple taps. The USAA insurance app was created by military personnel to understand the requirements of active duty military personnel, veterans, and their families.
Key Features of USAA Mobile Insurance App
- Tailored financial services for military members and their families
- Comprehensive banking, insurance, and investment solutions
- Conveniently deposit checks using the mobile app
- Highly regarded for its outstanding customer support
Liberty Mutual Mobile Insurance App
Get the Liberty Mutual mobile app, your one-stop destination for car, property, casualty, and commercial auto insurance resources. The app provides quick and safe login with just a single touch or face recognition features. You can access ID cards with one touch. The app manages your policy or claim from anywhere, at any time. You can even get rewarded for safe driving.
Key Features of Liberty Mutual Mobile App
- Engage with all people and possibilities
- Efficiently file and track insurance claims through the app
- Instantly display digital insurance ID cards for verification
- Directly connect with Liberty Mutual's customer service for assistance
Nationwide Mobile - Best Car Insurance App
The best car insurance app for Android, Nationwide mobile app is a small mutual auto insurance company owned by policyholders who spent their days farming in Ohio. Now, the app is one of the world's largest insurance and financial services companies.
The app offers a full range of insurance and financial services nationwide, including car, motorcycle, homeowners, pet, farm, life, and commercial insurance. You can also avail of mutual funds, retirement plans, and special health services.
Key Features of Nationwide Mobile
- Easily access and manage Nationwide insurance policies
- Efficiently file and track insurance claims through the app
- Quickly display digital insurance ID cards for verification
- Request help for emergencies directly from the app
Aetna Health Insurance App
Aetna health insurance app offers dental, vision, and other plans to meet your needs. The best part of this app is it serves individuals and families, employers, and healthcare providers. The Aetna Health℠ app helps you stay healthy. With just a few taps, you can find a doctor, see claims and plan information, and access your medical card.
Key Features of Aetna Health Insurance App
- Access and track your health benefits and medical information
- Easily find doctors, hospitals, and clinics within the Aetna network
- Monitor and manage your health insurance claims through the app
- Access resources and tools to support your health and well-being
Oscar Health- Medical Insurance App
The Oscar app empowers users to take control of their health and insurance matters. From accessing policy details to finding healthcare providers and managing prescriptions, the app provides a one-stop solution for all healthcare needs. The user-friendly design of this app ensures convenient navigation, allowing users to view benefits, track claims, and access digital health cards with ease.
Key Features of Oscar Health Mobile App
- Get your prescriptions refilled with a few clicks
- See all your insurance info in ONE place
- Message us with whatever you need
- Talk to a doctor 24/7 with this one of the best medical insurance apps
Blue Shield of California - Health Insurance App
Blue Shield of California app manages your health care from anywhere. View your medical card, search for doctors, track your claim information, understand your benefits, and more with Blue Shield. The app allows users to schedule virtual appointments for medical consultations. It also offers wellness resources and personalized health insights to promote a healthier lifestyle.
Key Features of Blue Shield of California
- Search for doctors and facilities by doctor specialty, by location, and by name
- Track the current status of your plan usage, including deductibles and copayments
- Review your claims of new shares from the outset to finalization
- Review family members on your plan and see their personal information
Jerry - Best Insurance App
Jerry is a mobile-first car ownership super app that uses AI and machine learning-based technology to save you time and money on car expenses. The app compares car insurance policies, loans, and repair costs. Also, the company first launched its automated car insurance comparison service in 2019 and has served nearly 1 million US customers. Jerry makes it easy to manage everything to do with your car—and changes car ownership for the better. One of the best insurance comparison apps to help you save on your car insurance.
Key Features of Jerry best insurance comparison app
- Jerry's AI finds you the best insurance rates by comparing multiple providers
- Seamlessly switch and manage your insurance policies all in one app
- Receive tailored insurance suggestions based on your needs
- Get real-time insurance quotes quickly and effortlessly through the app
Travelers Mobile Insurance App
From billing to policy details to managing policies and checking claim status. The Travelers Mobile app offers a complete solution to file your claim while traveling. With its diverse features, the app empowers you to access policy information, file claims, obtain digital ID cards, and connect with customer support.
Key Features of the Travelers Mobile Insurance App
- Easily access and update Travelers' insurance policies
- Efficiently file and track insurance claims through the app
- Instantly display digital insurance ID cards for verification
- Directly connect with Travelers' customer service for assistance
Erie Insurance Mobile- Best Car Insurance App for Android
The Erie Insurance Mobile app provides auto, home, life, and business insurance. If you have an official account of Erie, you can easily and securely access important policy information from your mobile device. The app is a versatile platform designed to cater to your insurance needs.
Key Features of Erie Insurance Mobile App
- Seamlessly access and manage Erie Insurance policies
- Easily file and track insurance claims through the app
- Quickly display digital insurance ID cards for verification
- Connect directly with Erie Insurance customer service for assistance
Esurance Mobile - Best Life Insurance App
Most travelers already use mobile apps for cheap and breezy travel, so why not make the journey safer by insuring yourself in distant lands? Esurance Mobile is a traveler insurance mobile app that offers overseas travel insurance with no hidden fees and puts technology at the center of everything they do. The key highlight of the app is its Pay-per-Day feature, which allows the app to track user location and automatically issue an insurance policy when the traveler crosses the border of a new country.
The insurance app also provides robust money management features that help users manage and spend their currency more effectively while traveling.
Key Features of Esurance Mobile app
- Tracks monthly spending and instant notification for all card payments.
- Hold and exchange 24 currencies in the app with the real exchange rate.
- Split the bill with friends and family, while the app takes care of the app.
- Turn on and off things like contactless, e-commerce, and swipe payments.
Root: Better Car Insurance Mobile App
The Root Insurance app uses powerful tech to make car insurance easy, fast, and affordable. It gives you discounts based on how you drive. If you will drive safely, the more discounts you will get. The app with smarter tech, better rates, fast claims, customizable coverage, and everything you need.
Key Features of Root Car Insurance App
- Personalized premiums based on individual driving behavior
- Quick and easy application process through the Root app
- Real-time feedback and insights to improve driving habits
- File and manage claims seamlessly within the app
Allstate Mobile - Best Insurance Apps for Android
One of the best insurance mobile apps in the industry, Allstate Mobile provides unique features and benefits. You can identify your driving habits, access roadside assistance, and claim free ID cards. The app offers instant access to dedicated policies and report claims, simplifies bill payments, accident support, roadside assistance, and more.
Key Features of Allstate Mobile app
- Access and display your insurance information digitally on your phone
- Easily file and track insurance claims directly from the app
- QuickFoto Claim by uploading photos of the damage
- Update, view, and manage your policies with user-friendly controls
Auto-Owners Mobile Insurance App
Access your policies 24/7! The Auto-Owners Mobile app offers online access for easy management of your insurance. The app also provides multiple options for insurance, including life, home, auto, and business.
Key Features of Auto-Owners Mobile App
- Pay your bills
- Set up and manage automatic payments
- Submit a road trouble service request
- Submit glass claim request
Progressive - Best Insurance App
Progressive Insurance is a combined personal and commercial auto insurance company. The app is one of the most notable insurance apps for iPhone and Android devices that provides quick and easy access to almost every insurance service, helping you to secure all your precious things.
So, whether you need to manage your car, medical, home, or pet insurance, the Progressive Insurance mobile app is here to assist and manage all your policies from one insurance app.
Key Features of Progressive Mobile Insurance app
- Directly view coverages, discounts, ID cards, documents, and policy details.
- Easy access to billing history and future payment schedule.
- Report and submit photos while filing a claim.
- Begin a car insurance quote and speak with your agent and claims rep.
MyHumana: Medical Health Insurance App
The app offers personalized care. If you are looking for one of the best medical health insurance apps and individual coverage, MyHumana has various plans like dental, vision, and medical health insurance. MyHumana is an app that focuses on your health condition, whether internal or external.
Key Features of the MyHumana Insurance App
- Conveniently access and manage your Humana health insurance benefits
- Easily find healthcare providers and services within the Humana network
- Monitor and track your health insurance claims directly through the app
- Access tools and resources to support your overall health and well-being
Globe Life - Best Health Insurance App
App development in healthcare like most industries is rising constantly, producing amazing and best healthcare apps. But when it comes to the insurance industry, the Globe Life health insurance app leads the way. Created on behalf of Globe Life company, the app provides hassle-free term and whole life insurance plans without an agent visit or medical exams. In addition to this, the life insurance app offers accidental benefits and mortgage protection plans protecting users from paying for unexpected accidental loss.
Key Features of Globe Life app
- Review your Globe Life insurance policy information
- Set up one-time premium payments through the app
- Easily submit claims and track their status directly from your phone
- Connect with customer service for assistance and inquiries via the app
Farmers Mobile - Best Insurance App
Farmers Mobile is a popular insurance mobile app that allows farmers (mainly those whose lands are covered under insurance plans) to view and manage their policy details, pay EMIs, and easily access another farmer’s insurance-related information anytime. The app is an easy and fast way to manage your insurance policies — anytime, anywhere — from your mobile device.
Key Features of Farmers Mobile app
- View and manage your Farmers Insurance policies
- File, track, and manage insurance claims seamlessly
- Instant access and display your insurance cards digitally
- You can reach out to farmers or farmers' agents for any query
Care Health - Customer App
Care Health Insurance is an app that offers services to corporate employees, individual customers, and financial institutions. It also provides access to digital insurance ID cards, reducing the need for physical documents. You can find hospitals, request policy changes, and connect with customer support directly through the app.
Key Features of Care Health Customer App
- Easily view and manage your Care Health insurance policies
- Submit and track cashless insurance claims seamlessly through the app
- Access and display your Care Health insurance card digitally
- Quickly locate and navigate to network hospitals and clinics
Reliance Self-i: Insurance app for Android
The Reliance Self-i App from Reliance General Insurance aims at speeding and simplifying your insurance claims, policy buying, and renewing process. Along with health insurance, this app lets you insure your gadgets, smartphones, electronic appliances, jewelry, and other valuables at home. It also assists you with quick claim processing and provides real-time claim status. With this best mobile app for insurance, you can renew your policy with a tap and get immediate access to nearby garages, hospitals, and branches.
Key Features of Reliance Self-i
- Hassle-free Login Options, along with Mobile Number and OTP
- Insure your valuables at home quickly without any paperwork
- Now get travel insurance on the go by uploading your passport copy
- Quick renewal, with self-inspection of the vehicle, if the policy expired
Singlife Account- Life Insurance App
One of the best health insurance apps, Singlife Account offers a comprehensive approach to managing your finances and insurance needs. From opening a savings account to exploring insurance plans, the Singlife App is a complete financial hub. You can easily apply for insurance policies, track policy details, and receive personalized recommendations based on your financial goals.
Key Features of Singlife Account
- Manage your finances seamlessly through the app
- Tailor insurance coverage to your individual needs and preferences
- Enjoy competitive interest rates on your savings while maintaining liquidity
- Experience hassle-free insurance and financial management
Gabi Mobile - Car Insurance App
The app simplifies the process of finding the best car and home insurance coverage. You can also seamlessly connect with your existing insurance accounts. With its AI-driven technology, the app analyzes your policies and compares quotes from various insurance providers.
Key Features of this one of the best insurance quote apps
- Compare quotes from multiple insurance providers to find the best rates
- Identifies potential savings and discounts on your existing policies
- Assist with policy switching and manage coverage all in one place
- Receive tailored insurance suggestions based on your unique needs
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What are the benefits of using Insurance Mobile Apps?
Both you and insurance organizations can profit from mobile insurance apps in a number of ways. Some of the main benefits are as follows:
These insurance apps allow you to access your insurance details, plans, and documents easily with the help of mobile apps. Managing insurance is made simple and effective by doing away with the need to visit actual offices or browse complicated websites.
2. Instant Access to Information
Mobile apps simplify rapidly accessing your digital insurance ID cards and showing proof of coverage in an emergency or routine circumstances like accidents.
3. Claims Management
Mobile apps streamline the claims procedure. You can easily file claims, include supporting documentation, and track the progress of your claim. This transparency reduces paperwork and expedites the processing of claims.
Direct connection between you and insurers is now easier with insurance apps. Contacting customer service agents or virtual assistants for immediate queries or support improves customer satisfaction.
Several mobile insurance apps use data analytics and AI to make customized policy recommendations based on customers' needs and activities. With this, you get the right coverage that caters to your needs.
6. Emergency Support
Some insurance mobile apps include emergency services like towing. You can submit a direct support request using the app to guarantee quick assistance in an emergency.
7. Cost Savings
As rewards or discounts for defensive driving, mobile applications can encourage you to drive safely and possibly reduce the price of your insurance.
Mobile apps save you and insurers time and effort by minimizing the amount of paperwork and manual labor necessary through the automation of administrative processes. As a result, processing claims and amending policies can be done more quickly.
You might be able to get clear and uncomplicated information about your coverage, pricing, and claim status using insurance apps. This transparency fosters trust and makes it easier to understand insurance concepts.
10. User Experience
Well-designed apps enhance the overall experience by streamlining communications with insurance companies and streamlining processes.
How to find the best Mobile Insurance Apps?
Finding the best mobile insurance app involves considering several factors to ensure it aligns with your specific insurance needs and preferences. Here are some points to help you find the most suitable app:
1. Research and Compare
Start by researching different insurance companies that offer mobile apps. Look for well-known and reputable insurers with a good customer service track record. Compare the features and benefits provided by their respective apps.
2. App Reviews and Ratings
Check app stores (like the Apple App Store or Google Play Store) for customer reviews and ratings of the insurance apps you're considering. Positive reviews and high ratings often indicate user satisfaction and a well-functioning app.
3. Features and Functionality
Check the functionality and the features of each app. Ensure it offers convenient access to policy details, digital ID cards, claims filing, and communication with customer support. Look for additional features like personalized recommendations, driving behavior tracking, and payment management.
4. User-Friendly Interface
Choose a mobile app with a simple, user-friendly UI. The app should be simple to use and comprehend so you can easily obtain information and complete your tasks.
5. Security Measures
Emphasize apps that focus on data protection. Learn more about encryption, authentication techniques, and security measures for your personal and financial data.
6. Claims Processing and Tracking
Evaluate how well the app handles claims. You should be able to submit claims, provide the necessary documentation, and keep track of the progress of your claims. An essential component of a top-notch insurance app is effective claims processing.
7. Customer Support
Consider the availability of customer support within the app. A good app should provide options for direct communication with customer service representatives, agents, or virtual assistants.
Ensure the app is compatible with your mobile device's operating system (iOS or Android). Check the compatibility on both smartphones and tablets.
9. Rewards and Discounts
If you look for apps that offer rewards or discounts for safe driving. These traits might enable you to reduce your insurance prices.
10. Trial and User Experience
If possible, download and try out the app before committing. This will let you evaluate the functionality and usability of it.
11. Feedback from Others
Seek recommendations from friends, family members, or online communities who have experience with those insurance apps. Their perceptions can offer useful angles.
12. Contact Insurers
Don't be afraid to contact the insurance providers directly if you have any queries regarding the functions and advantages of their app. You can use this to make an informed choice.
Finding a smooth convergence of convenience, functionality, security, and customer-focused features is crucial in searching for the best mobile insurance app. A standout insurance app should effortlessly bridge the gap between policyholders and insurers, offering a user-friendly interface that grants immediate access to policy details, digital ID cards, and claims filing.
The best apps prioritize data security with reliable encryption, ensuring that private and sensitive data is kept secure. Direct communication channels with customer service representatives, agents, or virtual assistants can help provide a customized and responsive user experience. The above-mentioned are some of the best insurance apps for Android and iOS available today. We hope you like our listings and agree with our selections. If you want to add anything or want to get your product reviewed, get in touch with team MobileAppDaily.
She is an avid writer of technology and trending mobile apps. When she is not busy updating you about the tech world, she spends time reading books and playing guitar.
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