10 Best Banking Apps for Better Financial Planning

• This best online banking app is only usable for U.S. based bank accounts
  
• The app can be used to send or receive money
  
• You can deactivate or reactivate debit cards
  
• It allows you to apply for new check copies
  
• Review your deposits and withdrawals in statements

This online banking app can be used to manage and modify U.S. based bank accounts. You can monitor account activity, make transactions, and receive alerts for your accounts. Moreover, the app is available for Android and iOs operating systems. You can install this one of the good online banking apps on your devices without having to pay anything.

• Send and receive money without any hassle by using this best banking app
  
• Track and redeem your loyalty points you receive for your activities on the app
  
• Use this one of the good banking apps to send gift cards to your dear ones
  
• Autosave feature lets you save a part of your amount;
  
• You can use this app to locate the nearest branches and ATMs

This best app for online banking is available to download and install for free on Android and iOs devices. You can use the app to add payees, to pay them, to receive amounts, to pay bills, etc. Moreover, you can also schedule and cancel recurring payments with this banking app.

• Allows monthly fee waiver on some checking and savings accounts
  
• A best-rated mobile app that is simple to use
  
• Supports an extensive network of local ATMs and banks
  
• Enables credit score monitoring within the app
  
• Monitor transactions and make payments easily

Wells Fargo Mobile functions as an AI banking app that lets you add funds to your deposit accounts in the fastest and most secure way. The app aims to offer a simpler and revolutionized banking way by simplifying mobile payments for users.

This one of the best credit score apps offers multiple checking and saving options and other simplified banking solutions for businesses, corporations, and individuals. Some of the products offered by Well Fargo include credit cards, loans, wealth and investment management, etc.

This app enables customers to access their accounts on the go. You can view and manage your account activity, pay bills, track investments, transfer funds, deposit checks and do much more with a simple mobile app.

• Add bills and enable recurring payments within the app
  
• You can add your Credit and debit card details in the digital wallet for cardless payments
  
• Enter your periodical bills and predict your approximately amount you will be left with to spend
  
• Track your daily spendings and the budget
  
• Create goals within the app and make saving plans accordingly

You can use the PNC Mobile app to deposit your checks anytime and from anywhere. Moreover, this best app for mobile banking allows you to lock your financial information with Face ID, Touch ID, or a password. With simple information like a Mobile number or email address, you can transfer money.

• Make transactions without using cards or cash
  
• Review FICO Credit Score for free and learn its importance
  
• Freeze account directly from the app, if compromised
  
• Review profile details and modify them without any hassles
  
• Switch on alerts for your account activities

Discover Mobile is a popular app among users due to its UI and easy to use experience. The app allows you to lock it with a 4 digit passcode for the security of your financial information. Moreover, it allows you to make transactions from your smartphones themselves.

• Offers free management and investment planning
  
• Globally diversified investment options and portfolios
  
• Responsive and active customer support services
  
• Consolidated banking and investing for existing customers
  
• Low-fee fund options available

Ally Invest Managed Portfolios provides an easy-to-use robo-advisor app for newer investors. It is targeted to help investors who have less complicated finances and offers a minimum investment of $100. This service is best suited for retirement accounts or for customers who prefer a managed account.

It provides you with a diversified portfolio of low-cost traded funds that exist within Ally. With this, you can gain access to multiple services offered by the company, which will let you centralize all the financial planning under one roof.

Like other robo-advisors, Ally Invest Managed Portfolios created a personalized portfolio by gauging your financial interests and preferences through a series of questions. It offers 4 different portfolios that are based on low-cost funds.

The annual fee of managing an Ally account can be waived if you opt to keep a minimum of 30% of your portfolio in cash. If not, you are eligible to pay a fee of 0.30% annually.

• Use this one of the good banking apps to lock your credit card and unlock it anytime to avoid unauthorized transactions
  
• Pay recurring or one-time bills without any trouble
  
• Transfer amounts with Zelle
  
• Review and export statements instantly
  
• Report fraud transactions from the app itself

Currently, Capital One Mobile is trending on #11 on the Apple Store in the financial apps category. This one of the good online banking apps allows you to perform banking activities from your smartphones. You can lock this app with your Face ID for the extra security of your financial information.

• Simple is one of the best banking apps existing to manage shared bank accounts
  
• The app calculates the amount you can spend after subtracting expenses and goals
  
• Use the goal feature to save for your future goals
  
• Make instant transfers with other Simple users
  
• Block your card instantly anytime from anywhere to avoid unauthorized transactions

Simple has been giving tough competition to its alternate banking apps since 2012. The app is a one-stop for all banking needs including budgeting and saving plannings. Moreover, this banking application gives you the freedom of uploading checks in the photo format to deposit them.

• 24/7 access to its services
  
• Fast overdraft approvals
  
• No paperwork or collateral
  
• Locate ATMs from the app itself

This cash advance app takes pride in providing advances up to $200, that too, without charging any fee on this overdraft. You can also leverage Chime to build a good credit score by using its VISA card or credit services. Chime comes with interesting offers such as no minimum balance required, no overdraft fees, and no monthly fees either. For a financial backup and your emergency needs, Chime is indeed a reliable option existing today.

• Offers three different platforms for a vast consumer base
  
• Enables large fund selection
  
• Provides commission-free stock and ETF-trading
  
• Extensive and accurate AI research tools
  
• AI-enhanced customer support that can facilitate trade and resolve queries

Schwab Mobile is an all-in-one AI financial mobile app that lets you monitor and trade in the market. You can also research investments and can follow the latest updates and current happenings of the market through the app.

The app takes on the full-service approach and offers a wide range of products and services that are suitable for investors at any level. It offers multiple platforms that are tailored to its wide consumer base. As a Schwab Mobile app user, you can get access to educational resources, responsive customer support, and highly accurate research tools.

It is one of the most advanced online financial apps that assigns a robo-advisor as your personal digital investment manager. With this, you get the best AI research tools that can help you ace the financial market.