10 Best Finance Apps to Help You Streamline Your Money in in 2023

This report is a compilation of the best finance apps out there that are designed to help users streamline their financial tasks and secure their financial data.
Last Updated on :
April 10, 2023
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The reliability of the modern consumer on the best finance apps is increasing at a rapid speed. And it is totally understandable because finance apps have a range of privileges that accompany them. For instance, finance apps help users get the freedom from carrying physical cards by saving and securing financial information like credit card or debit card details. And, finance apps also help users manage, streamline, calculate, compare, and split their expenses with ease. So, in this report, we thought of shortlisting the best personal finance apps that could help our readers secure their money by storing their financial data safely. To know more, stay with us until the end of this report.

Our Top Picks

This comprehensive list of top personal finance apps is prepared after a thorough research by MobileAppDaily experts to ensure you have only the best options at your fingertips. You can go through the features of each top finance app mentioned further and pick the option you like without thinking twice as all of these options are safe to use and offer the best features in the segment.

Best finance apps for Android and iOS smartphones

The following are the best personal AI-based finance apps for iPhone and Android that come packed with many features. Every app is mentioned with download links to help you start the download process with ease. Now, let’s begin with the list!

You Need A Budget (YNAB)


You Need A Budget helps you stay within the confines of your income and understands that everyone has a budget constraint. The best budget app does not advise you to think or plan for different ways to earn something extra. This best money management app instead helps you analyze your business ideas and plan practical ways to deal with your expenses and mitigate financial issues if they crop up. 

The app is a brilliant personal finance manager that helps you manage every penny. The app’s usefulness lies in the fact that it has helped its users clear off their debts with proper planning and account management.

Also, it has the option of taking up online classes that coach you on budgeting and planning expenditures. Therefore, if you do not have the skills to use the app or plan your budget with its help, reach out for live coaching.

Features of YNAB, the best budget app

  • Connect all the accounts in one place
  • Detailed, visual spending and trend reports
  • Real-time access to all the budget data across multiple devices
  • Match up imported transactions and more
Download this best money management app



More often than not, we indulge in buying splurge and then forget to record it. By the end of the month, when we have nothing substantial left, we are left wondering about where all the money went. Here comes the role of the Wally app, one of the best money-saving apps, in managing expenses.

Wally is one of the best finance tracking apps and is the right platform if you loathe entering your expenditure manually. The app shall do the job for you if you take pictures of the receipts. You, therefore, do not need to work your brain up thinking about where you have spent your money. Keeping track of your expenses is pretty easy with this app, and it helps you keep your finances organized.

To make it easier for the users, the app also has a simple plan that can help individuals and families in three steps:

  • Understanding of the users' pre-crisis spending
  • Following a budget to increase savings during the crisis. For those that have lost income, what to do about creditors. 
  • Post-crisis recovery and returning to normalcy

Features of Wally, the free finance app

  • Finance insight charts for a better understanding
  • Helps in improving the net income over time
  • Syncs all the accounts in one place
  • Keeps track of foreign currency accounts and more
Download this best money saving apps



PocketGuard is an app that comes in quite handy for those who are newbies to investing. If you want to earn the ropes of investing or if the stock market piques your interest, you could keep a daily tab on the news about the investing market at PocketGuard, one of the best expense tracker apps. 

The app furnishes you with market information cut down to the minute and thus, keeps you updated and enlightened. What you do with all the information coming your way is your choice. You get to call the shots regarding investments.

Features of PocketGuard, the best expense tracker app

  • Commission-free investment
  • Offers real-time market data
  • Cutting-edge security measures to protect investor assets
  • Collaboration with top banks and more
Download this best expense tracker app



EveryDollar is probably one of the most interesting apps that have made their way into the list. This best spending tracker app is a boon to humankind in the most real sense of the word. Once you’re connected to the best money management app, it automatically invests wisely in a low-cost ETF by taking into account your risk preference.

Once you have made a purchase with your card, and are connected to the app, it rounds up the expenditure and invests the difference in the ETF.

Features of EveryDollar, the best personal finance app

  • Automatically invest the spare change from everyday purchases
  • Articles and videos from financial experts
  • No low-balance or overdraft fees and free or fee-reimbursed ATMs nationwide
  • 256-bit encryption, and more
Download this best spending tracker app

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Catch Benefits


Need to get your spending on track but not sure where to start? Catch Benefits is among the best money management apps that offer personal benefits to the modern worker with integrated savings, investments, and insurance and also receive tailored plans based on your needs. It is one of the best budget apps that make the best recommendations for health insurance, tax withholding, retirement, and paid time off. 

Catch Benefits helps you with security, and confidence, and gives you the freedom to take risks. It also offers full coverage with a new safety net, all in one place.

Features of Catch Benefits, the best spending tracker app

  • Receive expert advice that helps you save more, lose less
  • Custom plans tailored to your needs and requirements
  • Get smart updates
  • Coverage and policy tracking
  • Helps you plan in advance for regular co-pays or unexpected medical costs
Download this best finance app



If you are up for investing your hard-earned money to make some assets, then the Goodbudget app is best for you. With this one of the good budgeting apps, the user gets customized advice tailored specifically to the set goals.

Apart from investment advice, the app works similarly to other financial management apps and tracks all the financial details. The app offers unlimited withdrawals too, with no fees and no minimum balance.

Features of Goodbudget, one of the good budgeting apps

  • Free online money tools
  • Insight-driven advisory
  • Personalized portfolio management
  • Fiduciary advice with transparency and more
Download this best finance app



Honeydue is a popular digital budget platform for couples, and now we have its app. The best couple budget app is ideal for tracking bills and other documents between couples and managing finances. Integrate the app with your banking system and get multiple benefits.

Features of Honeydue, the best finance app

  • Integrate with banks
  • Easy bookkeeping
  • Allows to share bills and other documents
  • Helps in managing finances
Download this best finance app



Mint: Budget & Track Bills is another useful budget-planning app that helps to track your transactions, budgets, and expenses all in one place. The best budget app allows you to check your monthly bills and build stronger financial habits. One of the main benefits of using Mint is that it sends notifications when you are close to going over budget. The app is easy to use and can be downloaded without any hassle.

Features of Mint, the best finance budget app

  • The app reflects your net worth and spending trends
  • Keeps tabs on all your subscriptions
  • Check your monthly bills
  • Get alerts when you are going over budget  
Download this best finance app



Wallet is one of the apps that help you save money and offers the best financial management and financial assistance. Due to its features and functionalities, we consider it the friendliest app to manage finances and track your spending.

With this one of the good budgeting apps, you can connect all your bank accounts and cards, and keep your bills in one place. The application sends you reminders regarding your due dates for paying bills, while also allowing you to create and follow a budget.

Features of Wallet, the top personal finance app

  • Features of this good budgeting app
  • Set a one-time or recurring budget
  • Add your bank accounts, club cards, and more
  • Get detailed charts and graphs
  • Review and adjust expense categories
Download this best finance app



Bill splitting is something that every one of us needs to do, and it can sometimes leave you just clueless. Due to the same reason, Venmo is quite popular among millennials as a transaction and the best cost-splitting app. It quickly calculates all the spending and shares the due amount with everyone who is in the group.

The interface of the app is similar to that of Paypal but is different from it in many ways. One such USP of this app is its ability to share and like payments through social feeds. The transaction limit of Venmo is set at $299.99.

Features of Venmo, the best personal finance app

  • Tracking and sharing all the expenditures
  • Easy money transfer
  • Split the spending the share with friends
  • Encrypts all the transactions and more
Download this best finance app

These are the best financial management apps that must find a place on your smartphone. These apps that help you save money, made it so easy for us to become smart about our money that we no longer have to worry about entering our expenditures manually, or calculating our debts and then wondering at the end of the day how all our earnings disappeared into thin air.

Get your hands on these top finance apps of the year and make smart moves while handling the finances. We hope this article on the best finance apps has helped you find what you were looking for. If you are an app owner and want to get your app reviewed, get in touch with MobileAppDaily.

Written By
Pallavi Content Head at MobileAppDaily

She is an avid writer of technology and trending mobile apps. When she is not busy updating you about the tech world, she spends time reading books and playing guitar.

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