MobileAppDaily spotlights five top app development companies with global delivery capabilities, enhancing vendor discovery and helping businesses find reliable tech partners worldwide.
Table Of Content
Top Fintech Software Development Companies in Florida
Rankings Updated : February, 2026
Forget Silicon Valley; the real heat is in the Sunshine State. Florida has rapidly transformed into "Wall Street South," with Miami, Orlando, and Tampa becoming magnet hubs for the world's most ambitious Fintech Software Development Companies in the USA. For entrepreneurs and businesses looking to disrupt the status quo, the local ecosystem offers a unique blend of "New York hustle" and "Florida flexibility."
44
Companies
List Of Fintech Software Development Agencies In Florida
App Development & Digital Transformation Agency
Key Clients:
- DOMINO'S
- ADIDAS
- JOBGET
- KFC
About
Appinventiv is a dedicated software development agency known for crafting intuitive and innovative user experiences. We take pride in transforming digital visions into reality for ambitious clients, specializing in serving businesses of all sizes active in Education, Information Technology, Real Estate industries. [View Appinventiv profile ]
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Industries
- 10 out of 10 Reviews are 5 Stars
- Last Review: September 12, 2025
- 5 Reviews in Last 6 Month
Pablo Gaztelu - CTO at TaxiCoin
Appinventiv has successfully delivered an app that meets all expectations, and the client has received good feedback about it. The team is efficient, communicative, and adaptive. They deliver on time and stand out for their development skills, quality of work, and professionalism.
Technology Solutions to Scale Your Business
About
Solvios Technology is an established software development firm that provides comprehensive, structured technical solutions and strategic consulting. We offer tailored technical expertise for large-scale projects, serving businesses of all sizes within key industries - Financial Services, Automotive, ECommerce. [View Solvios Technology profile ]
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Industries
Award-Winning Web & Mobile Development Company
Key Clients:
- Red Lobster
- Truist
- AdventHealth
- Warner Music
About
Concepta Technologies is a results-oriented software development company focused on delivering maximum business value through technology. We engineer platforms that solve real-world problems for businesses across a wide spectrum of demanding industries like Financial Services, Information Technology, Legal. [View Concepta Technologies profile ]
Service Line
Industries
Key Clients:
- Desk-Net
- Modulin
- AgriLab
About
Intetics Inc is a full-service software development company providing end-to-end digital services. Our mission is to accelerate digital growth for businesses, ensuring we meet the complex demands of various industries like Financial Services, Education, ECommerce. [View Intetics Inc profile ]
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Software Development Company
About
Timspark is an established software development firm that provides comprehensive, structured technical solutions and strategic consulting. We offer tailored technical expertise for large-scale projects, serving businesses of all sizes within key industries - Financial Services, Health Care, Wellness & Medical, ECommerce. [View Timspark profile ]
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Industries
Your Perfect Project Partner Is
Just A Few Steps Away!
Nearshore Software Development Teams
About
Luby Software is a quality-driven software development company committed to transparent processes and measurable results. We deliver reliable, scalable software solutions that consistently exceed the expectations of businesses of all sizes across vital industries like Financial Services, Energy & Natural Resources, Education. [View Luby Software profile ]
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Industries
Digital transformation in Health, Insurance & more
About
Symfa utilizes the latest technologies and agile best practices to build future-proof digital solutions. As a software development company, we pride ourselves on delivering robust platforms that enhance operational efficiency for businesses of all sizes operating within the Financial Services, Health Care, Wellness & Medical sectors. [View Symfa profile ]
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Industries
Florida's Best All-In-One Marketing Agency
About
C7 Apps + Websites + Marketing utilizes the latest technologies and agile best practices to build future-proof digital solutions. As a software development company, we pride ourselves on delivering robust platforms that enhance operational efficiency for businesses of all sizes operating within the Financial Services, Legal, Health Care, Wellness & Medical sectors. [View C7 Apps + Websites + Marketing profile ]
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Industries
About
With a commitment to excellence, AgileEngine operates as a software development agency focused on delivering value. Our team builds scalable, secure solutions for businesses of all sizes, with extensive experience in Consumer Products & Services, Financial Services, Health Care, Wellness & Medical. [View AgileEngine profile ]
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Industries
Empowering Digital Disruptors.
About
Leanware is a quality-driven software development company committed to transparent processes and measurable results. We deliver reliable, scalable software solutions that consistently exceed the expectations of SMEs across vital industries like Financial Services, Gaming, Real Estate. [View Leanware profile ]
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About
FOONKIE MONKEY is a trusted software development company dedicated to engineering high-quality digital solutions. We specialize in collaborative project models, partnering with businesses of all sizes, to drive innovation within the competitive Financial Services, Health Care, Wellness & Medical, Hospitality & Leisure landscapes. [View FOONKIE MONKEY profile ]
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Industries
HIGH-END SOFTWARE SOLUTIONS
Key Clients:
- Pandora
- Glassdoor
- Recon Food
About
Zoolatech is a highly skilled software development agency focused on architectural excellence and system performance. Our customized solutions provide a strong competitive edge for businesses of all sizes, thriving in multiple industries, including Retail, Information Technology, Hospitality & Leisure. [View Zoolatech profile ]
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Industries
About
With a commitment to excellence, Intetics Inc. operates as a software development agency focused on delivering value. Our team builds scalable, secure solutions for businesses of all sizes, with extensive experience in Financial Services, Education, Health Care, Wellness & Medical. [View Intetics Inc. profile ]
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Industries
Building Custom Software and Mobile App Solutions Since 2008
Key Clients:
- POLITICO
- Big Fish Games
- Walmart
- Tissot
About
Cubix is a software development company that prioritizes client success through technology. We provide comprehensive development services to businesses of all sizes, creating solutions that drive efficiency across Financial Services, Gaming, Automotive. [View Cubix profile ]
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Industries
Web Design + App Development
Key Clients:
- FruiteX-B
- Dade Social
- LIVMD
- Future Ceuticals
About
Cosmico Studios utilizes the latest technologies and agile best practices to build future-proof digital solutions. As a software development company, we pride ourselves on delivering robust platforms that enhance operational efficiency for businesses of all sizes operating within the Automotive, Financial Services, Dental sectors. [View Cosmico Studios profile ]
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Industries
Custom Software Development That Makes a Difference
About
Emerline offers flexible engagement models as a professional software development company, adapting our teams and resources to your specific needs. With our proven experience in Health Care, Wellness & Medical, ECommerce, Financial Services, we have served businesses of all sizes, helping them navigate the unique technological challenges. [View Emerline profile ]
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Industries
For The Future
Key Clients:
- Panasonic
- BMC Software
- Cloudera
About
Softserve utilizes the latest technologies and agile best practices to build future-proof digital solutions. As a software development company, we pride ourselves on delivering robust platforms that enhance operational efficiency for businesses of all sizes operating within the Health Care, Wellness & Medical, Energy & Natural Resources, Automotive sectors. [View Softserve profile ]
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Where Technology Meets Ingenuity
About
NIX combines innovation with reliability as a software development company. We partner with businesses of all sizes to build robust, future-ready platforms that solve critical business challenges in Financial Services, Health Care, Wellness & Medical, Automotive. [View NIX profile ]
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Industries
Let's make software together
About
Innowise is a quality-driven software development company committed to transparent processes and measurable results. We deliver reliable, scalable software solutions that consistently exceed the expectations of businesses of all sizes across vital industries like Financial Services, Logistics & Supply Chain, ECommerce. [View Innowise profile ]
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Industries
- 1 out of 1 Reviews are 5 Stars
- Last Review: January 30, 2026
- 1 Reviews in Last 6 Month
Alex Halchenko - CEO at Ester Digital OU
Innowise helped ensure a smooth and efficient platform launch. The team demonstrated strong expertise, professionalism, and flexibility while delivering reliable solutions.
Key Clients:
- Hearst Newspapers
- Fluent
- Oxford Innovation
- MHW
About
Ignitho Technologies utilizes the latest technologies and agile best practices to build future-proof digital solutions. As a software development company, we pride ourselves on delivering robust platforms that enhance operational efficiency for businesses operating within the Financial Services, Information Technology, Media sectors. [View Ignitho Technologies profile ]
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Industries
About
KITRUM is a quality-driven software development company committed to transparent processes and measurable results. We deliver reliable, scalable software solutions that consistently exceed the expectations of businesses across vital industries like Education, ECommerce, Health Care, Wellness & Medical. [View KITRUM profile ]
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Industries
Unlocking innovation through tailored software solutions
About
Codetru is a software development company that prioritizes client success through technology. We provide comprehensive development services to businesses of all sizes, creating solutions that drive efficiency across Financial Services, ECommerce, Education. [View Codetru profile ]
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Industries
Key Clients:
- McKinsey & Company Wyeth Pharmaceuticals State of Florida City of Lauderhill City of Naples Mercedes Benz Tech Group Virgin Mobile The Fresh Mark
About
ACAP, LLC is a trusted software development company dedicated to engineering high-quality digital solutions. We specialize in collaborative project models, partnering with SMEs, to drive innovation within the competitive Health Care, Wellness & Medical, Retail, Financial Services landscapes. [View ACAP, LLC profile ]
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Industries
Connect, Collaborate and Create
Key Clients:
- Mercedes
- Warner Bros
- Disney
About
Bacancy Technology is a results-oriented software development company focused on delivering maximum business value through technology. We engineer platforms that solve real-world problems for businesses across a wide spectrum of demanding industries like Information Technology, Legal, Legal Cannabis. [View Bacancy Technology profile ]
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Industries
The Next Applied
Key Clients:
- Adobe
- AWS
- Be informed
About
Mphasis offers flexible engagement models as a professional software development company, adapting our teams and resources to your specific needs. With our proven experience in Automotive, ECommerce, Financial Services, we have served businesses of all sizes, helping them navigate the unique technological challenges. [View Mphasis profile ]
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Industries
Your Digital Product Engineering & Gen AI Partner
About
Simform utilizes the latest technologies and agile best practices to build future-proof digital solutions. As a software development company, we pride ourselves on delivering robust platforms that enhance operational efficiency for businesses of all sizes operating within the Consumer Products & Services, Financial Services, ECommerce sectors. [View Simform profile ]
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Industries
- 3 out of 3 Reviews are 5 Stars
- Last Review: October 15, 2025
- 3 Reviews in Last 6 Month
Chris Branham - Product Director at SmartBran LLC
Simform has delivered quality work and is building desktop, tablet, and mobile functionalities simultaneously. The team is flexible and communicates well through Zoom, Slack, and Google Docs. Simform is consistent and has great documentation. The team is knowledgeable and solution-oriented.
Transforming Businesses with Technology
About
Amzur Technologies offers flexible engagement models as a professional software development company, adapting our teams and resources to your specific needs. With our proven experience in Information Technology, Financial Services, Consumer Products & Services, we have served businesses of all sizes, helping them navigate the unique technological challenges. [View Amzur Technologies profile ]
Service Line
Industries
About
Proximity Software Development is a full-service software development company providing end-to-end digital services. Our mission is to accelerate digital growth for SMEs, ensuring we meet the complex demands of various industries like Consumer Products & Services, Health Care, Wellness & Medical, Financial Services. [View Proximity Software Development profile ]
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Industries
Your Digital Excellence Partner in Port Saint Lucie
About
Apps Cre8ve offers flexible engagement models as a professional software development company, adapting our teams and resources to your specific needs. With our proven experience in ECommerce, Education, Dental, we have served businesses of all sizes, helping them navigate the unique technological challenges. [View Apps Cre8ve profile ]
Service Line
Industries
Key Clients:
- Blendr
- Tutored
- Trulia
- Wish2Wash
About
Fluper Ltd. is a highly skilled software development agency focused on architectural excellence and system performance. Our customized solutions provide a strong competitive edge for SMEs, thriving in multiple industries, including Consumer Products & Services, Financial Services, Legal. [View Fluper Ltd. profile ]
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Industries
Transforming Tech Together
About
Dean Infotech is a trusted software development company dedicated to engineering high-quality digital solutions. We specialize in collaborative project models, partnering with businesses of all sizes, to drive innovation within the competitive Media, Non-Profit, Advertising & Marketing landscapes. [View Dean Infotech profile ]
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Industries
About
MST offers flexible engagement models as a professional software development company, adapting our teams and resources to your specific needs. With our proven experience in Retail, Automotive, Gaming, we have served businesses of all sizes, helping them navigate the unique technological challenges. [View MST profile ]
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Industries
Custom Software Development Solutions Provider
Key Clients:
- Costa Coffee
- US Logistics
- Suddath
- Pisces Healthcare
About
Sigma Solve Inc is a software development company that prioritizes client success through technology. We provide comprehensive development services to businesses of all sizes, creating solutions that drive efficiency across ECommerce, Transportation, Information Technology. [View Sigma Solve Inc profile ]
Service Line
Industries
About
AllianceTek Inc. is an established software development firm that provides comprehensive, structured technical solutions and strategic consulting. We offer tailored technical expertise for large-scale projects, serving businesses of all sizes within key industries - Consumer Products & Services, Financial Services, Information Technology. [View AllianceTek Inc. profile ]
Service Line
Industries
Key Clients:
- Orange Publishers
- DMM Facility Management
- Contoro Robotics
- Affluenz IT Academy
About
Think To Share is a full-service software development company providing end-to-end digital services. Our mission is to accelerate digital growth for businesses of all sizes, ensuring we meet the complex demands of various industries like Consumer Products & Services, Financial Services, Advertising & Marketing. [View Think To Share profile ]
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Industries
Developing the Future
About
As a trusted software development firm, Mercury Development delivers enterprise-grade solutions with precision. Our expertise serves businesses of all sizes operating in Health Care, Wellness & Medical, Financial Services, Hospitality & Leisure, providing them with competitive advantages through technology. [View Mercury Development profile ]
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Industries
Fastest App Developers You Will Ever Find
About
Synergy Labs is a quality-driven software development company committed to transparent processes and measurable results. We deliver reliable, scalable software solutions that consistently exceed the expectations of businesses of all sizes across vital industries like Financial Services, Food & Beverage, Government. [View Synergy Labs profile ]
Service Line
Industries
About
Lomray Software is a dedicated software development agency known for crafting intuitive and innovative user experiences. We take pride in transforming digital visions into reality for ambitious clients, specializing in serving SMEs active in Consumer Products & Services, Health Care, Wellness & Medical, Education industries. [View Lomray Software profile ]
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Industries
Key Clients:
- J.Mode
- Big Island VIP
- Whisper Well
- Crafting Kenya
About
Digital4design combines innovation with reliability as a software development company. We partner with businesses of all sizes to build robust, future-ready platforms that solve critical business challenges in Consumer Products & Services, Automotive, Education. [View Digital4design profile ]
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Industries
Key Clients:
- MTN
- Vodacon
About
Star Knowledge is a trusted software development company dedicated to engineering high-quality digital solutions. We specialize in collaborative project models, partnering with businesses of all sizes, to drive innovation within the competitive Health Care, Wellness & Medical, Hospitality & Leisure, Information Technology landscapes. [View Star Knowledge profile ]
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Buying Guide
What Services do the Best Fintech Software Companies in Florida offer?
A top-tier fintech software development company in Florida does a lot more than just push pixels. They are architecting the future of how money moves. Here’s a look at the heavy-duty services they bring to the table:
1. High-Frequency Trading & Market Engines
In the "Wall Street South" era, speed is everything. Agencies specialize in building low-latency trading platforms that can handle millions of transactions per second without breaking a sweat.
2. AI-Driven "Agentic" Finance
We’ve moved past simple chatbots. Modern fintech software development firms in Florida are building autonomous AI agents that can manage portfolios, detect fraud in real-time, and even negotiate better rates for users automatically.
3. Comprehensive Crypto & CBDC Infrastructure
With Florida being a pro-crypto hub, developers here are experts in building secure wallets, decentralized exchanges, and infrastructure that integrates with emerging Central Bank Digital Currencies (CBDCs).
4. RegTech & Federal Compliance Suites
Building for the US market means dealing with the SEC, FINRA, and state-specific laws. Top firms bake compliance directly into the SDLC, ensuring automated reporting and "bulletproof" KYC/AML protocols.
5. Embedded Insurance & Lending
This is a huge software development trend. Developers are now embedding complex lending and insurance modules directly into non-finance apps, allowing users to get covered or funded at the point of sale.
6. Legacy System Overhauls for Banks
Many "old guard" financial institutions are moving to Florida and need to ditch their clunky 90s tech. Local agencies specialize in migrating these massive datasets to modern, cloud-native architectures without losing a single cent in the process.
How to Hire Top Fintech Software Developers in Florida
Why this list of MobileAppDaily's Financial Software Companies in Florida the Best?
Cost Guide
What is the Cost of partnering with Top Fintech Software Development Firms in Florida?
Let’s be real: quality in the USA carries a premium. Software Development Cost in Florida is generally lower than NYC or San Francisco, but you’re still paying for world-class talent.
Table 1: Cost Estimation by Project Scope (USD)
| Project Type | Cost Range (USD) | Timeline | Best For... |
|---|---|---|---|
| Fintech MVP | $80,000 – $150,000 | 3–4 Months | Startups testing a niche concept |
| Full-Scale Product | $200,000 – $500,000 | 6–10 Months | Serious market entry / Series A |
| Enterprise / Neobank | $600,000 – $1.5M+ | 12+ Months | Full-scale banking disruption |
Table 2: Hourly Rate Comparison (Florida vs. National Average)
| Role | FL Average (Hourly) | US National (Hourly) |
|---|---|---|
| Senior Fintech Architect | $150 – $220 | $180 – $250 |
| Full-Stack Developer | $110 – $160 | $130 – $180 |
| UI/UX Designer (Fintech) | $90 – $140 | $110 – $150 |
| QA/Security Specialist | $100 – $150 | $120 – $170 |
Table 3: Cost by Feature Complexity
| Feature | Estimated Add-on Cost | Why it costs more? |
|---|---|---|
| AI/ML Fraud Detection | $30,000 – $60,000 | Model training & data processing |
| Blockchain Integration | $40,000 – $80,000 | Smart contract audits & security |
| Multi-State Compliance | $25,000 – $50,000 | Custom reporting & legal logic |
Frequently Asked Questions
How much does a fintech software development company in Florida typically charge for an app?
For a solid, market-ready app, expect a Software Development Cost between $120,000 and $350,000. The price varies based on how many "bells and whistles" (like AI or blockchain) you need and the level of regulatory compliance required.
What are the key questions to ask a fintech software development agency in Florida?
You need to ask about their SDLC and security. Specifically: "How do you handle data encryption at rest and in transit?" and "Can you show us a case study where you navigated US financial regulations successfully?"
Why is Florida becoming such a big hub for fintech software development agencies?
It’s a mix of "pro-business" laws, a massive influx of wealth from the Northeast, and a growing pool of tech talent. Being a financial software development company in Florida means you’re at the heart of the "Wall Street South" migration.
What is the average timeline for building a fintech product in Florida?
Most fintech software development agencies in Florida will tell you 6 to 9 months for a full product. You can get an MVP out in about 12 weeks, but the "polishing" and security audits take time.
Is it cheaper to hire fintech software developers in Florida than in Silicon Valley?
Generally, yes. You can save 15% to 25% on labor costs in Florida compared to California, without sacrificing quality. Plus, you get a team that understands the East Coast business vibe and time zones.
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