15 Best Money-making Apps to Help You Monetize Your Smartphone Usage Time

Make the most out of your leisure time by downloading money-making apps that help cushion your wallets.
Last Updated on :
August 25, 2022
Every one of us spends a lot of time on our smartphones. Utilizing the time to earn money through the best money making apps is a smart strategy to think about. Even a recent study conducted by Britain’s Nottingham Trent University stated that the average young generation is investing around 5 hours a day on their mobile devices. So imagine, if you learn how to monetize even half of the time that you spend on smartphones.

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It has also been noticed that most individuals switch to gaming and stick to the endless levels within the games which ultimately wastes their time and gives nothing in return. What if they could get the opportunity to earn a fair and respectable amount by just putting a little effort in their free time? Well! Now, it’s possible with many quick money-making apps that can help you make extra money.

You must be wondering, do the best money-earning apps actually exist? To make your doubts clear, we are featuring a few top money-making apps that are profitable and help put money in your bank.

Best money-making apps to Be Used in 2022

Here are some of the top money-making apps that can help you in earning more in one way or another, the most famous method being cashback.
1.

Rakuten - best free money-earning app

4.8
3.0

Rakuten, earlier known as Ebates, is one of the best reward apps that doesn't work on the points system and instead pays cash directly to its users. With huge rebates of up to 40% in cash back (that's right, nearly half of your purchase cost) it's easy to see why this one of the best passive income apps maintains such a high customer rating. The app works on the best app monetization techniques to get immense market recognition. The app boasts an enormous retailer network, with over 2,500 stores to choose from, including some big names like Macy's, Kohl's, and Walmart. Using the free money-earning app or website, you'll find specific links that will automatically redirect you to special offers. Once you make a qualifying purchase, you'll receive your cashback.

Rakuten has become one of the most popular and the best paying apps to earn money and that’s because of its big payouts and an extensive list of retailers. If you join today, you'll get a $10 bonus, and this mobile app even offers referral bonuses if you sign up with friends or family.

Rakuten is one of the oldest money-making apps, first starting as a simple website, but when it turned into one of the top apps that pay you real money, it’s gaining users’ trust as a reliable cashback platform.

Additional features of Rakuten, one of the best money making apps

  • Provide a smart shop and save money offers
  • The app is integrated with cashback stores including Walmart, eBay, Sephora, Amazon, StubHub, Lyft, and many more
  • Provides timely notifications regarding the latest shopping deals, coupons, and promo codes
Download Rakuten - best free money-earning app
2.

Ibotta - one of the best apps to make money fast

4.8
3.8

We can’t proceed without considering Ibotta, one of the broadly preferred and the best paying apps for earning money. It’s one of the best apps to make money fast that offers different brilliant ways to generate exciting cashback. Right from scanning receipts of your purchases, and buying qualifying items from your favorite retailers' loyalty cards to making in-app purchases, this one of the best money-making apps for Android and iOS offers so many ways to save extra money.

The app deposits your cash into your Ibotta account within 48 hours just after qualifying action and you can transfer your cash into your PayPal account or even turn it into gift cards. Once you reach $20 as a reward you can make the transfer and start converting some of your money.

Don’t consider this free money-earning app like other best-paying apps for Android phones because this is the only platform that gives real cash just by buying the things you use every day.

Additional features of Ibotta, one of the best money making apps

  • Let’s you find money-saving offers
  • Helps redeem offer option
  • Encourage you to shop from your favorite retailers, bars, and restaurants
Download Ibotta - one of the best apps to make money fast
3.

Impact - one of the best apps to make money fast

4.4
3.7

Among the best apps to make money that are existing today, Impact is indeed a gem you can install on your smartphones. The best online money-earning app allows you to invest in NASDAQ listed companies and if you are from the US, it does not even charge commissions. However, the fact that makes Impact one of the best money-making apps is that each investment has an ultimate impact on the society on the planet, and you can review the impact you will make before you invest the money. Along with the history of your investments and the impacts that you have created, this one of the best reward apps allows you to make portfolios.

There are some other impressive features as well; referral bonuses for a maximum of 5 referrals with $30 for you and the person installing the app from your referral. This referral bonus is given up to a total of $150. Once you cross the threshold, you do not remain eligible for the bonus anymore in this free money-earning app.

Additional features of Impact, one of the best money making apps

  • Signing up provides you $10k virtual cash 
  • Review the ultimate impact of each investment you make
  • Buying stocks in small fractions is not an issue
  • Allows investments in stocks, ETFs, and Mutual funds
Download Impact - one of the best apps to make money fast
4.

Pawns.app - one of the best apps to make money fast

2.9

There are two ways to make money on Pawns. You can either share your internet connection or you can attempt surveys to clear. The free app is an ad-free experience that helps internet users in making money on their smartphones. Whether you are a student or an adult, if you are from one of the supported regions of Pawns, you are eligible to convert your internet data into cash.

To use this best money-making app, the process is quite simple. You share the bandwidth of your internet connection with other Pawns.app users who will use your internet for various activities such as market research, product suggestions, surfing, and more. In return, you get paid. There are surveys on various different topics as well. These topics can be based on politics, arts, animals, or anything else. All you have to do is to share your response to these surveys and earn rewards in return. 

By using Pawns, you can earn between $5 to $140. The amount of money can vary depending on how much of the internet data you are willing to share. To ensure your internet traffic is being shared, you need to keep the app running so it does not get disconnected from servers. For each GB that you share, you earn $0.20 for that. However, you need to ensure that people who are using your internet traffic are not connected with the same wifi network. You can also use the referral feature of the app to earn additional money. By inviting friends via referrals, you make 10% of their earnings. 

Additional features of Pawns.app, one of the best money-making apps

  • Free to use and install
  • Share your internet traffic to earn $0.20 per GB
  • Includes surveys that pay as well
  • Via referrals, you earn 10% on each earning that your friends make
Download Pawns.app - one of the best apps to make money fast
5.

Google Opinion Rewards - one of the top apps to make money fast

4.7
4.5

Google Opinion Rewards is the next big and one of the best apps to make money. This best money-earning app is created by the Google survey team and works to collect directly usable data from the users. After becoming a member, this one of the best apps that pay you real money will start with 1 survey per week which contains questions like which logo is the best. You can earn up to INR 32 per survey, simply by stating your opinion. The app works too fast and gives you a handsome reward every time you fill and submit a survey.

It’s one of the easy and best apps to make money as you only need a few minutes to fill out a survey. Further, the app also offers various referral bonuses to facilitate users with plenty of opportunities to save extra money.

Additional features of Google Opinion Rewards, one of the best money making apps

  • Highly recommended for rewards
  • Fill surveys and earn money
  • Instant cash transfer
Download Google Opinion Rewards - one of the top apps to make money fast
6.

iPoll - one of the best survey apps for money

3.5
3.5

We will extend our list of the best money-making apps with the iPoll app which is well-known for helping individuals make money by generating polls. The app is less tech-savvy and asks users for personal information during installation.

Users who usually indulge in creating a variety of audience polls can use this app as their ideal tool so they can accomplish their survey mission. This one of the top apps to make money fast also alerts users of upcoming and new surveys they can plan to generate polls.

The best thing is that it’s very easy to earn cash from this quick money-making application as you need to first complete your surveys and then visit iPoll.com to encash the earned winning points. Though, you wouldn’t be earning hard cash, instead the reward cashback would be in the form of airline miles, gift cards, and others that you can conveniently use at different outlets and shopping stores.

Additional features of iPoll, one of the best money making apps

  • Provide survey opportunities based on your profile and location
  • Photo, video, and audio capability to generate effective polls with interactive reporting
  • Well-organized reward catalog to help you earn your redeemed points
Download iPoll - one of the best survey apps for money
7.

Fiverr - one of the best free money-earning apps

4.9
4.2

This one of the best money-making apps for Android and iOS is designed for freelancers of different expertise. Writers, graphic designers, engineers, or any skilled professional can onboard the platform and explore multiple opportunities from clients from all over the world. Fiverr is a perfect option for individuals looking for ways to make money during their preferred hours. From work flexibility to different levels of rates, Fiverr has leading and startup clients that regularly work with freelancers.

Additional features of Fiverr, the best money-earning app

  • Suitable for professionals from many backgrounds
  • A huge network of clients from all over the world
  • Option to increase the exposure 
  • More than 400 service categories
Download Fiverr - one of the best free money-earning apps
8.

Foap - one of the top money-making apps

4.5
3.3

Foap is being valued as one of the most trusted Android and iPhone top money-earning apps. Foap, One of the top apps to make money fast is specifically designed to encourage photographers who can make money by selling their photos clicked by smartphone.

It’s a crowdsourcing platform for both professional and practicing photographers where the photographers get exposure from famous brands and advertising agencies who are always in search of the best images to create amazing ads.

Foap’s registry has accounted for more than 2.5 million photographers, including all. If you’re interested, just register with a valid account, and upload your high-quality pictures followed by clear tags. Once the upload is successful, your photos or album will be rated by the Foap’s registered community to make it ready for sale.

Additional features of Foap, one of the best money making apps

  • For each sale, users can earn $5 which can exceed up to $10 as per photo quality
  • Foap distributes your photos to brands like Getty images to help you earn even better through your work
  • Get genuine feedback for your uploaded photos
Download Foap - one of the top money-making apps
9.

Swagbucks - one of the top passive income apps

4.4
3.2

Swagbucks has also secured its place on a list of free money-making apps. You can start making money with this reliable app just after you sign-up as the app provides a fixed amount of $10 as a sign-up bonus.

Renowned as one of the best apps that make you money, Swagbucks permits users to pad their wallets by acquiring points through online shopping, surveys, and also by playing games. Along with this, the top money-earning apps can even let users save money by watching videos or advertisements. 

Additional features of Swagbucks, one of the best money making apps

  • Users consider it a capable market research app which
  • You can redeem earned points or gift cards from Paypal
  • One can earn handsome money during their office breaks and even while waiting in the queue for an appointment
Download Swagbucks - one of the top passive income apps
10.

Sweatcoin - one of the best money-earning apps

4.6
4.5

Sweatcoin is from the new breed of top money-earning apps that focus on rewarding the user for achieving the goals they have set. In this case, Sweatcoin tracks the steps of the users and according to the goals, the user is rewarded in the form of “sweatcoins”.

These “sweatcoins” can be used in the marketplace for buying lots of amazing products related to health, fitness, and day-to-day lives. This app is an amazing tool to keep motivated for a healthier life and win cool rewards in the process.

Additional features of Sweatcoin, one of the best money making apps

  • Users consider it a capable market research app which
  • You can redeem earned points or gift cards from Paypal
  • One can earn handsome money during their office breaks and even while waiting in the queue for an appointment
Download Sweatcoin - one of the best money-earning apps
11.

Acorns - one of the best apps to make money

4.7
4.5

If you’re looking for the best apps to make money fast, Acorns is an absolute option you can go with. It’s a finance app that makes investing easy for seasoned investors. The app gives users a wide variety of options like clean energy, tech, and retail that they can choose to invest in.

All users need to set up your app to pull a few bucks a week or more from your main account to grow your investment value. This best money-making app allows users to start with a minimum of $1 to check whether they are going on the right track or not. Later, if they succeed, they can expand their investment limits and the rest can be left to Acorns.

Additional features of Acorns, one of the best apps to make money

  • Provides stock-back feature
  • Bank-level security
  • Starts investing from $1 per month
  • Best for those who are interested in automatic investing and saving
Download Acorns - one of the best apps to make money
12.

Upwork - top free money-earning app

4.6
4.1

Upwork is known across many markets due to its amazing features designed for freelance professionals. From writers to software developers, Upwork is a huge platform to connect with all short- skilled professionals. You can hire or get hired on the basis of hourly rates and Upwork does not only connect two parties but also help them in executing tasks like payment processing, etc.

Additional features of Upwork, one of the top passive income apps

  • Limited free connections to send clients requests
  • Easy to use UI
  • Submit a proposal from the app itself
  • Features to eliminate the probability of scams
Download Upwork - top free money-earning app
13.

OfferUp - one of the top money-making apps

4.8
4.3

Well, this app can help you out in selling your old stuff so you can make money out of it. Furniture, vehicles, or anything else, list down on the app and start attracting potential buyers from the area. You can also publish offers on your items to get faster responses. The app supports many categories such as cell phones, furniture, fashion, appliances, etc.

Additional features of OfferUp, one of the best money-earning apps

  • Free e-commerce portal to send used items
  • Publish offers on your items within seconds
  • Includes ads
  • Comes with paid features as well
Download OfferUp - one of the top money-making apps
14.

Poshmark - one of the best passive income apps

4.8
3.6

Poshmark is one of the best shopping apps where you can buy and sell items. You can sell garments and accessories and list them on the app, it hardly takes seconds. There are more than 80 million people using the app across the globe. Thus, publishing items on Poshmark to sell can be an amazing experience to make some extra money. The platform is known to have more than 9000 brands. Thus, it ensures customer and client satisfaction.

Additional features of Poshmark, one of the best apps

  • Publish to sell items within seconds
  • Buy items to style for any occasion
  • More than 70 million users are from Canada and the US
  • More than 9000 brands
Download Poshmark - one of the best passive income apps
15.

KOHO - best money-earning app

4.8
4.6

Designed for Canadian users, KOHO is helping them in saving money on purchases through instant cashback. The app also syncs with the bank account to provide users with 1.2% of interest on their entire balance. The KOHO credit card provides at least 0.5% of assured cashback on every purchase that the user makes by using this credit card. The best thing about KOHO is that it does not charge any fee for its services.

Additional features of KOHO, the best money-earning app

  • Free to install
  • Provides interests on account balances
  • Available in Canada
  • The credit card provides at least 0.5% of cashback
Download KOHO - best money-earning app

Money-making apps have changed the way people deal with their shopping, dining, investment, and different needs. They are now free and can earn exciting cashback and rewards simply by purchasing their favorite items from their favorite stores, without much effort required.

The process of using these top money-making apps is quite simple and everyone should experience this at least once. We assure you that there’s nothing wrong with trying these top money-making apps that pay you real money. But make sure that you prefer these apps after going through the feedback users have posted on prominent app review websites.

This is our take on some of the top money-making apps that can help you in getting a significant amount of cash back on each of your activities. If you are an app owner who wants to get your app reviewed or a techy looking for more updates on such interesting topics straight from the mobile app industry, get in touch with MobileAppDaily and get access to the trending updates on Android and iOS mobile applications.

Written By
Pallavi
Pallavi Content Head at MobileAppDaily

She is an avid writer of technology and trending mobile apps. When she is not busy updating you about the tech world, she spends time reading books and playing guitar.


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