Finance

Crypto.com App - Buy, Sell and Pay with Crypto

Googling the simplest, safest way to buy, manage and sell your cryptocurrency? Crypo.com covers it all!

Updated on March 01, 2021
Crypto.com App - Buy, Sell and Pay with Crypto

What is Crypto.com?

Founded in 2016, Crypto.com is one of the most popular payments and cryptocurrency platforms with turning its vision of ”cryptocurrency in every wallet” into reality. With 10M+ active users on its platform today, Crypto.com provides a strong alternative to traditional financing derivatives, on the mission to accelerate the world's transition to cryptocurrency. 

Crypto.com Mobile App

Crypto.com offers a mobile app and also an Exchange via desktop. With the Crypto.com app, you can buy, sell, store, and transfer 90+ cryptocurrencies with 24 fiat currencies, make payments, and offer low trading fees on Crypto.com. This includes Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and many other popular cryptocurrencies.

“The Crypto.com App offers a full range of financial products with competitive pricing, well designed UX, and high security. It is the best place to buy, sell and pay with crypto.”

~ Kris Marszalek, Founder Crypto.com app

Below are some of the notable features of the platform:

  • Buy and sell crypto
  • Send funds to other Crypto.com users 
  • Included crypto wallet
  • Staking platform - earn interest
  • Visa card

You can buy these cryptocurrencies with a local currency like GBP, EUR, or USD. However, you can also do exchanges. Crypto.com has made it simple, easy, and faster to do.

In its recent developments, Crypto.com has introduced some of the best features like Exchange, App, DeFiWallet, and Crypto.com Visa Cards. The app is available over Apple Store or Play Store.

What do they offer?

Crypto.com app gives people the right tools they need to work with cryptos, and also trade them if and when they want to. 

Crypto.com Visa Card

The Crypto.com App is also where the Crypto.com VISA Card is managed. It allows you to spend anywhere at perfect interbank exchange rates with crypto cashback. Depending on the tier of your Crypto.com Visa Card, you can also get 100% rebates on Spotify, Netflix, Amazon Prime, and discounts on Expedia and Airbnb purchases. 

Crypto.com Earn 

Crypto.com Earn works like the time deposit you can find in a bank, but instead, you can earn up to 6.5% p.a. on your cryptos. If you deposit stable coins you can earn an even higher interest rate with up to 12% p.a. 

There are 3 terms you can choose: flexible, 1 month, and 3 months. Not all jurisdictions are supported, please check the details on the Crypto.com Earn page and the support document. 

Crypto.com Credit

Crypto.com Credit is the credit lending service provided by Crypto.com and it gives users the chance to monetize their crypto assets without selling them. 

It supports BTC, CRO, XRP, ETH, LTC, EOS, XLM as the collateral and provides up to 50% LTV while the annual interest rate (APR) for borrowing would be 8% if staking CRO. Not all jurisdictions are supported, please check the details on the Crypto.com Credit page and the support document.

Crypto.com Pay

Crypto.com Pay is the crypto payment product line created by Crypto.com to accelerate the world’s transition to cryptocurrency from a payment perspective. You can earn Pay reward (CRO cashbacks) by purchasing gift cards (up to 20%) or mobile airtime (up to 5%) via the Crypto.com App using CRO as the payment method. 

You will also earn the Pay reward by sending CRO to friends via the Crypto.com App. You can also earn the Pay reward when you do an online transition with eCommerce or online shops which support Pay Checkout as one of their payment methods, you just simply scan the pay QR code with the app and the cashback will go to your wallet instantly. 

Get Started With Crypto.com App

The Crypto.com app is becoming a one-stop-shop for the most popular cryptocurrencies. Crypto.com is the pioneering payment and cryptocurrency platform. The Crypto.com App is like a one-stop crypto banking platform. You can buy and sell 8 fiats and 90+ cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC) with a credit card, debit card, fiat, or crypto at true cost. 

Some of the features in the Crypto.com App -

1. Buy/Sell 80+ Cryptocurrencies

Crypto.com app is the best place to buy/sell 80+ cryptocurrencies at a true cost securely. You can buy crypto using credit card or a debit card, fiat wallet, or at the best price with the Crypto.com app. The transaction details will be shown in the respective wallet of your transaction. 

2. Withdraw/Deposit Cryptocurrency to/from the Crypto.com App

The Crypto.com app makes depositing and withdrawing cryptocurrency easier so far. Crypto.com app gives you an option to transfer crypto from the Crypto.com environment to any external address by paying a little fee. 

3. Send Cryptocurrency to Friends via “Pay Your Friends” Feature

You can also send payment to other Crypto.com app users without any fees with the Crypto.com app.  The “Pay Your Friends” feature of the Crypto.com app lets you transfer cryptocurrency to your friends. This feature empowers you to transfer cryptocurrency to your contacts instantly for free. 

4. Track 200+ coins at your fingertips

You can monitor 200+ coins with a cryptocurrency price tracker. Crypto.com app contains a dedicated tracking section that updates you of the prices, volume, market cap, % change, and more. You can also build your own portfolio of coins to track crypto, with target price alert/percentage movement alert. 

5. Buy Gift Cards 

Can you buy gift cards for friends and family with the Crypto.com app? Yes, you can buy gift cards to famous restaurants, stores, etc worldwide with discounts. Crypto.com offers popular brands covering the following categories -

  • Airlines
  • Hotels
  • Games
  • Fashion
  • Food & Beverage
  • General Retail
  • Entertainment
  • Taxi
  • Telecommunication
  • Grocery
  • Gas & Diesel
  • Transportation
  • Education
  • Financial Services

You can view a complete list of brands in the Crypto.com App, under Pay. 

6. Most secure crypto wallet app

Is Crypto.com safe? Looking at the security protocols, we could say that Crypto.com is a safe platform. You can look at the partnership between Crypto.com and Ledger and VISA as a sign of their commitment to offering their users a world-class service.

7. Deposit crypto, get an instant crypto loan

The app helps you get credit directly to your crypto wallet, by paying whenever you want with no statement deadlines. It offers $5000 credit in PAX/TUSD/USDC/USDT on every $10000 deposit over CRO, BTC, ETH, XRP, LTC, XLM, EOS as crypto loans.

8. Supported Cryptocurrencies

This is one of the best crypto wallet apps that support 90+ popular cryptocurrencies around the world. 

  • Basic Attention Token (BAT)
  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • Ripple (XRP)
  • ATOM
  • Dai (DAI)
  • Stellar (XLM)
  • ChainLink (LINK)
  • Crypto.com Coin (CRO)
  • MCO and more.

9. Fiat Currencies

  • United States Dollar
  • Australian Dollar
  • Canadian Dollar
  • Swiss Franc
  • Euro
  • Pound Sterling
  • New Zealand Dollar
  • Singapore Dollar
  • Japanese Yen
  • South African Rand and more.

10. Payment Methods

The payment methods accepted by Crypto.com are -

  • Credit card
  • Cryptocurrency
  • PayPal
  • TransferWise
  • SEPA

11. Supported Countries

Crypto.com is available globally, even though some functions of the platform might be restricted to particular locations. In this crypto.com wallet review, let’s explore the countries that support the Crypto.com wallet app are:

  • US
  • UK
  • Germany
  • France
  • Spain
  • Italy
  • Netherlands
  • Switzerland
  • Finland,
  • Portugal and more.

Awards and Accolades 

“We believe it’s your basic human right to control your money, data, and identity. Cryptocurrency in Every Wallet™” at Crypto.com, we are on a mission to accelerate the world's transition to cryptocurrency.”


~ Kris Marszalek, Founder Crypto.com app

Crypto.com app is awarded as the second ‘Most Downloaded Cryptocurrency App in the World in 2020’ ranked by Apptopia.

Crypto.com has obtained the following certificates:

  • ISO/IEC 27001:2013, ISO/IEC 27701:2019, PCI:DSS 3.2.1, Level 1 compliance and CCSS.
  • ISO/IEC 27701:2019 Certification for privacy risk management by SGS.
  • ISO/IEC 27001:2013 Certification for information security management by Bureau Veritas.
  • Level 1 (highest degree) PDC: DSS standard for complying with strict requirements in the payment card industry.
  • CCSS (Cryptocurrency Security Standard) that a series of strict security requirements for storing, accepting, and transacting cryptocurrencies.
  • Adaptive (Tier 4) rating - National Institute of Standards and Technology (NIST) Privacy Framework (highest rating).
  • Adaptive (Tier 4) rating - National Institute of Standards and Technology (NIST) Cybersecurity Framework (highest rating).
  •  In-principle approvals for a Financial Institution License and a Class 3 Virtual Financial Assets (VFA) License from the Malta Financial Services Authority.

Future Updates

2021 kicked off with a bang, as the Crypto.com app— as well as the crypto community—hit several new all-time-highs. The new year began with BTC reaching its record price of USD 41.9K, shortly followed by ETH crossing above USD 1,450. At Crypto.com, they have achieved new ATHs for monthly user registrations, transactions, trade volumes, and revenue. 

The Crypto.com App was also ranked by Apptopia as the second ‘Most Downloaded Cryptocurrency App in the World in 2020. They have established exciting new partnerships this month, including working with Booking.com to provide users with exclusive discounts on its 28M+ accommodation listings and collaborating with Alchemy to power the Crypto.com developer platform. They will continue to enhance the app by bringing new features, support more fiat currencies, more cryptocurrencies.

Crypto.com App Update:

0% Credit/Debit Card Fees for New Users for the First 30 Days

New Crypto.com App users can enjoy 0% credit/debit card fees for crypto purchases made in the first 30 days. Users who successfully pass KYC verification in eligible jurisdictions on or after 6 January 2021 are eligible for the 0% fees to offer. There’s no better time for new users to trade BTC, ETH, LINK, UNI, CRO, and 90+ top coins at true cost. After the 30-day period, credit/debit card fees will be charged and the fees vary by market. 

Hits and Strikes 

Hits 

  • Earn up to 6.5% per annum (p.a.) on your crypto; 12% p.a. on stable coins.
  • A Complete crypto platform.
  • Get a Metal Visa Card (up to 8% Rewards back).
  • Buy/sell 80+ cryptocurrencies at True Cost.
  • Deposit crypto, get an instant loan*.
  • App users can trade on Crypto.com exchange instantly.
  • Earn up to USD 50 exchange sign-up bonus via Cryptonews referral above.
  • Ability to sell and buy crypto using credit or a debit card, with fiat, or cryptocurrency.
  • Organized and trustworthy platform. 
  • Available on Android and iOS.
  • Beginner-friendly.
  • Low fees. 

Strikes 

  • This is not a credit card, but a VISA Debit card. 
  • In-app live support can be improved.

Crypto.com Ratings and Additional Information

Pricing 

The app is available on Android and iOS and free to use. It lets you deposit cryptocurrencies free of charge, allows free crypto to crypto exchanges, and supports free transfers to the Crypto.com wallet. 

MAD Ratings 

  • Features - 5.0
  • Ease of Use - 5.0
  • Security - 5.0
  • Fees - 3.0
  • Payment Options - 4.0
  • UI/UX - 5.0

Our Verdict 

Crypto.com app is the most secure crypto wallet app that lets you buy Bitcoin (BTC) and other cryptocurrencies at the real exchange rate without paying any fees. This makes Crypto.com one of the most affordable spots to buy Bitcoin (BTC) in the UK, EU, US, Canada, or Singapore. The app has a simple UI, easy navigation even for crypto beginners who use cryptocurrency to buy things.

In this Crypto.com app review, we found, the Crypto.com app is by far the simplest way to buy, send, receive, exchange, pay, and spend cryptocurrency via Crypto.com. The Crypto.com wallet app lets you deposit cryptocurrencies free of charge, allows free crypto to crypto exchanges, and supports free transfers to the Crypto.com wallet. You can download the Crypto.com app and sign up for an account in minutes. And, start your earning up to 6.5% p.a. on your crypto.

We’re always looking to introduce more interesting digital products and apps to our readers. If you have an app as innovative as the Crypto.com app that needs to be talked about, get your app reviewed by MobileAppDaily. Feel free to check out our other reviews. 

Meenal  <span> Creative Lead </span>
Written By Meenal Creative Lead

She is a writer and content marketer at MobileAppDaily. Her knack around the mobile apps is merely splendid. Her experience in the tech industry has assisted her in churning out the best and more importantly, unbiased mobile app reviews.

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